Regulatory profile
Spokane, WA · FDIC certificate #58322
RIVERBANK is an FDIC-insured institution based in Spokane, WA (FDIC certificate #58322). In its Q3 2026 Call Report it reported total assets of $325M, total deposits of $289M and net loans of $231M. Its primary federal regulator is FDIC.
Reported facts
RIVERBANK (FDIC certificate #58322) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $325M |
|---|---|
| Total deposits | $289M |
| Net loans and leases | $231M |
| Return on assets | 1.73% |
| Return on equity | 16.87% |
| Net interest margin | 4.68% |
| Quarterly asset change | 4.69% |
| Quarterly deposit change | 4.93% |
Plain-language readout
RIVERBANK in Spokane, WA reported total assets of $325M, total deposits of $289M and net loans of $231M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.73%, a return on equity of 16.87%, a net interest margin of 4.68%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $325M | $289M | $231M | 1.73% | 16.87% | 4.68% |
| Q2 2026 | $310M | $275M | $236M | 1.78% | 17.32% | 4.70% |
| Q1 2026 | $284M | $251M | $234M | 1.62% | 15.72% | 4.59% |
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