Regulatory profile
Spokane, WA · FDIC certificate #58322
RIVERBANK is an FDIC-insured institution based in Spokane, WA (FDIC certificate #58322). In its Q3 2026 Call Report it reported total assets of $325M, total deposits of $289M and net loans of $231M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for RIVERBANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $289M |
|---|---|
| Net loans and leases | $231M |
Plain-language readout
RIVERBANK in Spokane, WA funds its loans with $289M of deposits and holds $231M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for RIVERBANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 80.00% in Q3 2026, against 93.22% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $231M | $289M | 80.00% |
| Q2 2026 | $236M | $275M | 85.81% |
| Q1 2026 | $234M | $251M | 93.22% |