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Regulatory profile
FDIC certificate #29950 · RSSD 722777
SANTANDER BANK N A is an FDIC-insured institution (FDIC certificate #29950). In its Q2 2026 Call Report it reported total assets of $104.0B, total deposits of $84.4B and net loans of $57.3B. Its primary federal regulator is OCC. Its current parent is SANTANDER HOLDINGS USA, INC..
Reported facts
Deterministic ratios for SANTANDER BANK N A from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 20.26% |
|---|---|
| Equity to assets | 13.31% |
| Noncurrent loans ratio | 1.84% |
| Nonaccrual loans ratio | 1.83% |
| Loan to deposit ratio | 67.46% |
| Liquid assets ratio | 31.09% |
| Brokered deposit ratio | 0.13% |
| Total deposits | $84.4B |
| Net loans and leases | $57.3B |