Regulatory profile
Sidney, NE · FDIC certificate #29379
SIDNEY FS&LA is an FDIC-insured institution based in Sidney, NE (FDIC certificate #29379). In its Q3 2026 Call Report it reported total assets of $53M, total deposits of $45M and net loans of $13M. Its primary federal regulator is OCC.
Reported facts
SIDNEY FS&LA (FDIC certificate #29379) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $53M |
|---|---|
| Total deposits | $45M |
| Net loans and leases | $13M |
| Return on assets | 1.68% |
| Return on equity | 11.65% |
| Net interest margin | 3.83% |
| Quarterly asset change | -3.97% |
| Quarterly deposit change | 1.93% |
Plain-language readout
SIDNEY FS&LA in Sidney, NE reported total assets of $53M, total deposits of $45M and net loans of $13M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.68%, a return on equity of 11.65%, a net interest margin of 3.83%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $53M | $45M | $13M | 1.68% | 11.65% | 3.83% |
| Q2 2026 | $56M | $45M | $15M | 1.78% | 12.29% | 3.56% |
| Q1 2026 | $53M | $44M | $12M | 1.84% | 12.52% | 3.58% |
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