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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Sidney, NE · FDIC certificate #29379
SIDNEY FS&LA is an FDIC-insured institution based in Sidney, NE (FDIC certificate #29379). In its Q3 2026 Call Report it reported total assets of $53M, total deposits of $45M and net loans of $13M. Its primary federal regulator is OCC.
Reported facts
Deterministic ratios for SIDNEY FS&LA from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $45M |
|---|---|
| Net loans and leases | $13M |
Plain-language readout
SIDNEY FS&LA in Sidney, NE funds its loans with $45M of deposits and holds $13M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for SIDNEY FS&LA in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 28.25% in Q3 2026, against 27.62% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $13M | $45M | 28.25% |
| Q2 2026 | $15M | $45M | 34.53% |
| Q1 2026 | $12M | $44M | 27.62% |