Loading bank profile
Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
Regulatory profile
FDIC certificate #58463 · RSSD 3532641
SMARTBANK is an FDIC-insured institution (FDIC certificate #58463). In its Q2 2026 Call Report it reported total assets of $6.1B, total deposits of $5.4B and net loans of $4.6B. Its primary federal regulator is FED.
Reported facts
Deterministic ratios for SMARTBANK from its Q2 2026 Call Report. Detailed loan and deposit composition follows below.
| Common equity tier 1 ratio | 11.38% |
|---|---|
| Equity to assets | 10.77% |
| Noncurrent loans ratio | 0.24% |
| Nonaccrual loans ratio | 0.24% |
| Loan to deposit ratio | 87.00% |
| Liquid assets ratio | 17.25% |
| Brokered deposit ratio | 1.97% |
| Total deposits | $5.4B |
| Net loans and leases | $4.6B |