SOMERSET REGAL BANK

FDIC #28778 · NJ · period 20260630

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Total assets1,108,843+5.32% YoY

Total deposits884,896+6.43% YoY

Net loans and leases692,901-9.75% YoY

Return on assets-0.70%-651.40% YoY

Return on equity-3.89%-678.00% YoY

Net interest margin2.14%-35.62% YoY

Peer position

Return on assets5thopportunity · n=902

Return on equity4thopportunity · n=894

Net interest margin14thopportunity · n=902

Equity to assets93rdstrength · n=894

Noncurrent loans100thstrength · n=887

Liquid assets35thin line · n=895

Brokered deposits100thstrength · n=890

Loans to deposits21stopportunity · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2023-09-30	1,108,843	884,896	692,901	-0.70	-3.89	2.14
2023-12-31	1,072,786	846,098	695,751	-0.30	-1.68	2.64
2024-03-31	1,051,728	840,822	698,891	0.40	2.16	3.42
2024-06-30	1,019,726	810,048	731,859	-0.38	-2.00	3.40
2024-09-30	1,052,815	831,434	767,717	-0.09	-0.50	3.32
2024-12-31	1,063,443	831,688	775,752	0.03	0.14	3.23
2025-03-31	1,073,794	840,027	780,795	0.18	1.02	2.94
2025-06-30	1,084,258	851,433	797,166	0.48	2.72	2.98
2025-09-30	1,109,831	872,248	826,371	0.41	2.33	2.99
2025-12-31	1,142,696	895,373	835,368	0.39	2.24	2.99
2026-03-31	1,143,103	897,531	859,053	0.33	2.06	2.97
2026-06-30	1,189,079	925,103	901,407	0.34	2.14	2.96

Structure and branch footprint

14 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2023-09-20	1	3650563	159971

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.