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Regulatory profile
Bound Brook, NJ · FDIC certificate #28778 · RSSD 159971
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $1.2B | $0.9B | $0.9B | 0.34% | 2.14% | 2.96% |
| 2026-03-31 | $1.1B | $0.9B | $0.9B | 0.33% | 2.06% | 2.97% |
| 2025-12-31 | $1.1B | $0.9B | $0.8B | 0.39% | 2.24% | 2.99% |
| 2025-09-30 | $1.1B | $0.9B | $0.8B | 0.41% | 2.33% | 2.99% |
| 2025-06-30 | $1.1B | $0.9B | $0.8B | 0.48% | 2.72% | 2.98% |
| 2025-03-31 | $1.1B | $0.8B | $0.8B | 0.18% | 1.02% | 2.94% |
| 2024-12-31 | $1.1B | $0.8B | $0.8B | 0.03% | 0.14% | 3.23% |
| 2024-09-30 | $1.1B | $0.8B | $0.8B | -0.09% | -0.50% | 3.32% |
| 2024-06-30 | $1.0B | $0.8B | $0.7B | -0.38% | -2.00% | 3.40% |
| 2024-03-31 | $1.1B | $0.8B | $0.7B | 0.40% | 2.16% | 3.42% |
| 2023-12-31 | $1.1B | $0.8B | $0.7B | -0.30% | -1.68% | 2.64% |
| 2023-09-30 | $1.1B | $0.9B | $0.7B | -0.70% | -3.89% | 2.14% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 5805657 · 2023-09-20 to current
2023-09-20RSSD 3650563 → 159971 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.