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Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · database outage
Q2 2026 · 4,313 institutions · refreshed 8/27/2026
Regulatory profile
FDIC certificate #28778 · RSSD 159971
Recent activity
Deterministic, evidence-linked observations only — not a prediction, rating or recommendation.
Somerset Regal Bank changed deposits by 11420 USD thousands and market share by 0.070388 points in Somerset County, NJ
Source ↗Somerset Regal Bank changed deposits by -1435 USD thousands and market share by -0.010081 points in Middlesex County, NJ
Source ↗Somerset Regal Bank changed deposits by 6280 USD thousands and market share by 0.098717 points in Hunterdon County, NJ
Source ↗Somerset Regal Bank changed deposits by 11017 USD thousands and market share by 0.028867 points in Essex County, NJ
Source ↗Somerset Regal Bank changed deposits by 9826 USD thousands and market share by 0.036052 points in Morris County, NJ
Source ↗Ten-year database
| Quarter | Assets |
|---|
Branch and geographic intelligence
FDIC branch-location snapshot dated 2026-08-22
| Market | State | Locations | Main offices | Earliest establishment |
|---|---|---|---|---|
| Bound Brook | NJ | 1 | 1 | Unavailable |
| Flemington | NJ | 1 | 0 | Unavailable |
| Florham Park | NJ | 1 | 0 | Unavailable |
| Livingston | NJ | 1 | 0 | Unavailable |
| Manville | NJ | 1 | 0 | Unavailable |
| Middlesex | NJ | 1 | 0 | Unavailable |
| Millburn | NJ | 1 | 0 | Unavailable |
| Raritan | NJ | 1 | 0 | Unavailable |
| Roseland | NJ | 1 | 0 | Unavailable |
| Somerset | NJ | 1 | 0 | Unavailable |
| Somerville | NJ | 1 | 0 | Unavailable |
| Springfield | NJ | 1 | 0 | Unavailable |
| West Orange | NJ | 1 | 0 | Unavailable |
| Whitehouse Station | NJ | 1 | 0 | Unavailable |
Reviewed NIC structure change on 2023-09-20: RSSD 3650563 → 159971 (1). The location count above reflects the current combined network and is not itself a measure of organic branch growth.
Branch locations reflect the latest registered FDIC location release, not real-time openings. Opening/closing attribution to organic growth vs. merger activity remains unavailable beyond the reviewed structure changes noted above. Annual deposit market share by state is available separately, below.
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unresolved entityRSSD 5805657 · 2023-09-20 to current
Unresolved entityRSSD 5473485 · 2023-09-20 to current
Unresolved entityRSSD 6103314 · 2007-06-30 to current
Unresolved entityRSSD 6103314 · 2003-10-27 to 2007-06-29
2023-09-20RSSD 3650563 → 159971 · code 1
No reviewed revisions published.
Latest registered batch · retrieved Aug 27, 2026, 10:51 AM UTC · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
| Deposits |
|---|
| Net loans |
|---|
| ROA |
|---|
| ROE |
|---|
| NIM |
|---|
| 2026-06-30 | $1.2B | $0.9B | $0.9B | 0.34% | 2.14% | 2.96% |
| 2026-03-31 | $1.1B | $0.9B | $0.9B | 0.33% | 2.06% | 2.97% |
| 2025-12-31 | $1.1B | $0.9B | $0.8B | 0.39% | 2.24% | 2.99% |
| 2025-09-30 | $1.1B | $0.9B | $0.8B | 0.41% | 2.33% | 2.99% |
| 2025-06-30 | $1.1B | $0.9B | $0.8B | 0.48% | 2.72% | 2.98% |
| 2025-03-31 | $1.1B | $0.8B | $0.8B | 0.18% | 1.02% | 2.94% |
| 2024-12-31 | $1.1B | $0.8B | $0.8B | 0.03% | 0.14% | 3.23% |
| 2024-09-30 | $1.1B | $0.8B | $0.8B | -0.09% | -0.50% | 3.32% |
| 2024-06-30 | $1.0B | $0.8B | $0.7B | -0.38% | -2.00% | 3.40% |
| 2024-03-31 | $1.1B | $0.8B | $0.7B | 0.40% | 2.16% | 3.42% |
| 2023-12-31 | $1.1B | $0.8B | $0.7B | -0.30% | -1.68% | 2.64% |
| 2023-09-30 | $1.1B | $0.9B | $0.7B | -0.70% | -3.89% | 2.14% |
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| NJ | $851.4M | 0.19% | 40 | Continuing · +0.01 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.