Regulatory profile
Wyoming, OH · FDIC certificate #34386
SPRING VALLEY BANK is an FDIC-insured institution based in Wyoming, OH (FDIC certificate #34386). In its Q3 2026 Call Report it reported total assets of $108M, total deposits of $62M and net loans of $98M. Its primary federal regulator is FDIC.
Reported facts
SPRING VALLEY BANK (FDIC certificate #34386) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $108M |
|---|---|
| Total deposits | $62M |
| Net loans and leases | $98M |
| Return on assets | 2.84% |
| Return on equity | 8.17% |
| Net interest margin | 5.92% |
| Quarterly asset change | -4.72% |
| Quarterly deposit change | -6.91% |
Plain-language readout
SPRING VALLEY BANK in Wyoming, OH reported total assets of $108M, total deposits of $62M and net loans of $98M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 2.84%, a return on equity of 8.17%, a net interest margin of 5.92%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $108M | $62M | $98M | 2.84% | 8.17% | 5.92% |
| Q2 2026 | $114M | $67M | $104M | 2.90% | 8.47% | 5.99% |
| Q1 2026 | $116M | $68M | $103M | 2.64% | 7.72% | 5.92% |
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