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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Wyoming, OH · FDIC certificate #34386
SPRING VALLEY BANK is an FDIC-insured institution based in Wyoming, OH (FDIC certificate #34386). In its Q3 2026 Call Report it reported total assets of $108M, total deposits of $62M and net loans of $98M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for SPRING VALLEY BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $62M |
|---|---|
| Net loans and leases | $98M |
Plain-language readout
SPRING VALLEY BANK in Wyoming, OH funds its loans with $62M of deposits and holds $98M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for SPRING VALLEY BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 157.04% in Q3 2026, against 151.74% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $98M | $62M | 157.04% |
| Q2 2026 | $104M | $67M | 154.70% |
| Q1 2026 | $103M | $68M | 151.74% |