Regulatory profile
Scotia, NE · FDIC certificate #14069
STATE BANK OF SCOTIA is an FDIC-insured institution based in Scotia, NE (FDIC certificate #14069). In its Q3 2026 Call Report it reported total assets of $51M, total deposits of $38M and net loans of $27M. Its primary federal regulator is FDIC.
Reported facts
STATE BANK OF SCOTIA (FDIC certificate #14069) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $51M |
|---|---|
| Total deposits | $38M |
| Net loans and leases | $27M |
| Return on assets | 0.54% |
| Return on equity | 2.53% |
| Net interest margin | 2.65% |
| Quarterly asset change | -16.62% |
| Quarterly deposit change | -21.16% |
Plain-language readout
STATE BANK OF SCOTIA in Scotia, NE reported total assets of $51M, total deposits of $38M and net loans of $27M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 0.54%, a return on equity of 2.53%, a net interest margin of 2.65%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $51M | $38M | $27M | 0.54% | 2.53% | 2.65% |
| Q2 2026 | $61M | $49M | $26M | 0.40% | 1.97% | 2.41% |
| Q1 2026 | $62M | $49M | $27M | 0.53% | 2.59% | 2.51% |
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