Regulatory profile
Scotia, NE · FDIC certificate #14069
STATE BANK OF SCOTIA is an FDIC-insured institution based in Scotia, NE (FDIC certificate #14069). In its Q3 2026 Call Report it reported total assets of $51M, total deposits of $38M and net loans of $27M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for STATE BANK OF SCOTIA from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $38M |
|---|---|
| Net loans and leases | $27M |
Plain-language readout
STATE BANK OF SCOTIA in Scotia, NE funds its loans with $38M of deposits and holds $27M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for STATE BANK OF SCOTIA in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 70.76% in Q3 2026, against 55.11% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $27M | $38M | 70.76% |
| Q2 2026 | $26M | $49M | 53.69% |
| Q1 2026 | $27M | $49M | 55.11% |