Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch

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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

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OptimaYield board tearsheet · reported facts

STATE BANK OF SOUTHERN UTAH

FDIC #17964 · UT · period 20260630

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Total assets1,018,482-14.61% YoY

Total deposits859,198-14.56% YoY

Net loans and leases679,631-11.68% YoY

Return on assets1.85%-1.01% YoY

Return on equity13.91%-0.64% YoY

Net interest margin4.34%-3.88% YoY

Peer position

Return on assets80thstrength · n=902

Return on equity77thstrength · n=894

Net interest margin78thstrength · n=902

Equity to assets67thin line · n=894

Noncurrent loans54thin line · n=887

Liquid assets67thin line · n=895

Brokered deposits100thstrength · n=890

Loans to deposits69thin line · n=890

Ten-year reported history

Period	Assets	Deposits	Loans	ROA	ROE	NIM
2018-03-31	1,018,482	859,198	679,631	1.85	13.91	4.34
2018-06-30	1,042,568	882,547	685,786	1.93	14.50	4.33
2018-09-30	1,080,501	914,339	676,426	1.97	14.86	4.35
2018-12-31	1,080,838	907,806	708,419	2.00	14.99	4.37
2019-03-31	1,192,789	1,005,660	769,515	1.87	14.00	4.52
2019-06-30	1,213,523	1,028,081	790,042	1.80	13.52	4.55
2019-09-30	1,249,788	1,055,395	802,924	1.93	14.44	4.56
2019-12-31	1,259,099	1,064,165	808,894	1.70	12.76	4.52
2020-03-31	1,315,493	1,118,059	845,220	1.26	9.55	4.30
2020-06-30	1,541,285	1,336,098	933,825	1.18	9.36	4.02
2020-09-30	1,601,078	1,393,562	947,992	1.41	11.44	3.95
2020-12-31	1,681,673	1,467,091	925,952	1.47	12.13	3.95
2021-03-31	1,882,485	1,663,035	966,734	1.64	15.06	3.49
2021-06-30	1,953,962	1,728,822	1,009,608	1.59	14.92	3.41
2021-09-30	2,031,393	1,795,325	1,033,863	1.54	14.60	3.38
2021-12-31	2,023,755	1,788,153	1,069,520	1.55	14.66	3.37
2022-03-31	2,160,941	1,945,136	1,115,381	1.17	12.18	3.22
2022-06-30	2,189,012	1,966,424	1,188,921	1.26	14.09	3.28
2022-09-30	2,174,491	1,935,225	1,226,126	1.32	15.28	3.35
2022-12-31	2,209,740	1,936,934	1,253,351	1.31	15.39	3.32
2023-03-31	2,271,886	1,942,585	1,285,693	0.95	11.73	2.99
2023-06-30	2,380,023	1,961,476	1,326,635	0.98	12.20	2.89
2023-09-30	2,333,970	1,925,703	1,356,639	0.92	11.51	2.85
2023-12-31	2,377,290	1,913,056	1,416,057	0.97	11.83	2.83
2024-03-31	2,425,785	2,001,768	1,457,972	0.86	9.87	2.72
2024-06-30	2,507,158	2,030,505	1,573,198	0.83	9.48	2.83
2024-09-30	2,554,338	2,098,360	1,632,611	0.89	9.96	2.91
2024-12-31	2,509,909	2,111,520	1,695,646	1.01	11.20	3.04
2025-03-31	2,559,683	2,153,257	1,761,011	1.24	12.75	3.50
2025-06-30	2,638,034	2,262,133	1,816,816	1.37	13.93	3.63
2025-09-30	2,536,528	2,233,624	1,802,641	1.50	14.81	3.78
2025-12-31	2,600,812	2,285,822	1,858,311	1.49	14.38	3.94
2026-03-31	2,669,355	2,341,497	1,890,893	1.82	16.11	4.22
2026-06-30	2,738,337	2,395,707	1,900,647	1.76	15.58	4.22

Structure and branch footprint

17 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.

Date	Code	Predecessor RSSD	Successor RSSD
2019-02-09	1	805670	656470

Reviewed intelligence

No reviewed or published intelligence is linked to this institution.

Scope and limitations

Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.