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Regulatory profile
Cedar City, UT · FDIC certificate #17964 · RSSD 656470
Performance workbook
Open the interactive workbook to compare reported quarterly history with national, asset-band and state peers.
Peer interpretation
$1B–$10B asset cohort · 902 institutions
Deterministic peer comparison, not a regulatory rating or diagnosis. “Opportunity” means lower favorable percentile within this asset cohort.
Reported performance
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $2.7B | $2.4B | $1.9B | 1.76% | 15.58% | 4.22% |
| 2026-03-31 | $2.7B | $2.3B | $1.9B | 1.82% | 16.11% | 4.22% |
| 2025-12-31 | $2.6B | $2.3B | $1.9B | 1.49% | 14.38% | 3.94% |
| 2025-09-30 | $2.5B | $2.2B | $1.8B | 1.50% | 14.81% | 3.78% |
| 2025-06-30 | $2.6B | $2.3B | $1.8B | 1.37% | 13.93% | 3.63% |
| 2025-03-31 | $2.6B | $2.2B | $1.8B | 1.24% | 12.75% | 3.50% |
| 2024-12-31 | $2.5B | $2.1B | $1.7B | 1.01% | 11.20% | 3.04% |
| 2024-09-30 | $2.6B | $2.1B | $1.6B | 0.89% | 9.96% | 2.91% |
| 2024-06-30 | $2.5B | $2.0B | $1.6B | 0.83% | 9.48% | 2.83% |
| 2024-03-31 | $2.4B | $2.0B | $1.5B | 0.86% | 9.87% | 2.72% |
| 2023-12-31 | $2.4B | $1.9B | $1.4B | 0.97% | 11.83% | 2.83% |
| 2023-09-30 | $2.3B | $1.9B | $1.4B | 0.92% | 11.51% | 2.85% |
| 2023-06-30 | $2.4B | $2.0B | $1.3B | 0.98% | 12.20% | 2.89% |
| 2023-03-31 | $2.3B | $1.9B | $1.3B | 0.95% | 11.73% | 2.99% |
| 2022-12-31 | $2.2B | $1.9B | $1.3B | 1.31% | 15.39% | 3.32% |
| 2022-09-30 | $2.2B | $1.9B | $1.2B | 1.32% | 15.28% | 3.35% |
| 2022-06-30 | $2.2B | $2.0B | $1.2B | 1.26% | 14.09% | 3.28% |
| 2022-03-31 | $2.2B | $1.9B | $1.1B | 1.17% | 12.18% | 3.22% |
| 2021-12-31 | $2.0B | $1.8B | $1.1B | 1.55% | 14.66% | 3.37% |
| 2021-09-30 | $2.0B | $1.8B | $1.0B | 1.54% | 14.60% | 3.38% |
| 2021-06-30 | $2.0B | $1.7B | $1.0B | 1.59% | 14.92% | 3.41% |
| 2021-03-31 | $1.9B | $1.7B | $1.0B | 1.64% | 15.06% | 3.49% |
| 2020-12-31 | $1.7B | $1.5B | $0.9B | 1.47% | 12.13% | 3.95% |
| 2020-09-30 | $1.6B | $1.4B | $0.9B | 1.41% | 11.44% | 3.95% |
| 2020-06-30 | $1.5B | $1.3B | $0.9B | 1.18% | 9.36% | 4.02% |
| 2020-03-31 | $1.3B | $1.1B | $0.8B | 1.26% | 9.55% | 4.30% |
| 2019-12-31 | $1.3B | $1.1B | $0.8B | 1.70% | 12.76% | 4.52% |
| 2019-09-30 | $1.2B | $1.1B | $0.8B | 1.93% | 14.44% | 4.56% |
| 2019-06-30 | $1.2B | $1.0B | $0.8B | 1.80% | 13.52% | 4.55% |
| 2019-03-31 | $1.2B | $1.0B | $0.8B | 1.87% | 14.00% | 4.52% |
| 2018-12-31 | $1.1B | $0.9B | $0.7B | 2.00% | 14.99% | 4.37% |
| 2018-09-30 | $1.1B | $0.9B | $0.7B | 1.97% | 14.86% | 4.35% |
| 2018-06-30 | $1.0B | $0.9B | $0.7B | 1.93% | 14.50% | 4.33% |
| 2018-03-31 | $1.0B | $0.9B | $0.7B | 1.85% | 13.91% | 4.34% |
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unmatched RSSD entityRSSD 2169871 · 1994-02-26 to current
2019-02-09RSSD 805670 → 656470 · code 1
No reviewed revisions published.
Latest registered batch · retrieved 8/27/2026, 10:51:00 AM · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
Put it in context
Use consistent definitions, then verify material findings against the official filing.