Regulatory profile
FDIC certificate #17964 · RSSD 656470
Recent activity
Deterministic, evidence-linked observations only — not a prediction, rating or recommendation. What counts as Notable.
State Bank of Southern Utah changed deposits by 86887 USD thousands and market share by -2.476445 points in Iron County, UT
Source ↗State Bank of Southern Utah changed deposits by 21658 USD thousands and market share by 2.886537 points in Sanpete County, UT
Source ↗State Bank of Southern Utah changed deposits by 78469 USD thousands and market share by 1.551619 points in Washington County, UT
Source ↗State Bank of Southern Utah changed deposits by 231628 USD thousands and market share by 0.006304 points in UT
Source ↗State Bank of Southern Utah changed deposits by 5814 USD thousands and market share by 1.41751 points in Kane County, UT
Source ↗Ten-year database
Branch and geographic intelligence
FDIC branch-location snapshot dated 2026-08-22
| Market | State | Locations | Main offices | Earliest establishment |
|---|---|---|---|---|
| Cedar City | UT | 2 | 1 | Unavailable |
| Saint George | UT | 2 | 0 | Unavailable |
| Circleville | UT | 1 | 0 | Unavailable |
| Delta | UT | 1 | 0 | Unavailable |
| Escalante | UT | 1 | 0 | Unavailable |
| Fillmore | UT | 1 | 0 | Unavailable |
| Gunnison | UT | 1 | 0 | Unavailable |
| Hurricane | UT | 1 | 0 | Unavailable |
| Kanab | UT | 1 | 0 | Unavailable |
| Orderville | UT | 1 | 0 | Unavailable |
| Parowan | UT | 1 | 0 | Unavailable |
| Richfield | UT | 1 | 0 | Unavailable |
| Santa Clara | UT | 1 | 0 | Unavailable |
| St. George | UT | 1 | 0 | Unavailable |
| Tropic | UT | 1 | 0 | Unavailable |
Reviewed NIC structure change on 2019-02-09: RSSD 805670 → 656470 (1). The location count above reflects the current combined network and is not itself a measure of organic branch growth.
Branch locations reflect the latest registered FDIC location release, not real-time openings. Opening/closing attribution to organic growth vs. merger activity remains unavailable beyond the reviewed structure changes noted above. Annual deposit market share by state is available separately, below.
Ownership, transformations and revisions
NIC relationships are time-bounded. Reviewed filing revisions remain distinct from mergers.
Unresolved entityRSSD 2169871 · 1994-02-26 to current
None matched.
2019-02-09RSSD 805670 → 656470 · code 1
No reviewed revisions published.
Latest registered batch · retrieved Aug 27, 2026, 10:51 AM UTC · SHA-256 56519b9e6ae2ada5757ec111f52c6451d5e31d6d47a52fdcf0bf38acf129fcaa · source ↗
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-06-30 | $2.7B | $2.4B | $1.9B | 1.76% | 15.58% | 4.22% |
| 2026-03-31 | $2.7B | $2.3B | $1.9B | 1.82% | 16.11% | 4.22% |
| 2025-12-31 | $2.6B | $2.3B | $1.9B | 1.49% | 14.38% | 3.94% |
| 2025-09-30 | $2.5B | $2.2B | $1.8B | 1.50% | 14.81% | 3.78% |
| 2025-06-30 | $2.6B | $2.3B | $1.8B | 1.37% | 13.93% | 3.63% |
| 2025-03-31 | $2.6B | $2.2B | $1.8B | 1.24% | 12.75% | 3.50% |
| 2024-12-31 | $2.5B | $2.1B | $1.7B | 1.01% | 11.20% | 3.04% |
| 2024-09-30 | $2.6B | $2.1B | $1.6B | 0.89% | 9.96% | 2.91% |
| 2024-06-30 | $2.5B | $2.0B | $1.6B | 0.83% | 9.48% | 2.83% |
| 2024-03-31 | $2.4B | $2.0B | $1.5B | 0.86% | 9.87% | 2.72% |
| 2023-12-31 | $2.4B | $1.9B | $1.4B | 0.97% | 11.83% | 2.83% |
| 2023-09-30 | $2.3B | $1.9B | $1.4B | 0.92% | 11.51% | 2.85% |
| 2023-06-30 | $2.4B | $2.0B | $1.3B | 0.98% | 12.20% | 2.89% |
| 2023-03-31 | $2.3B | $1.9B | $1.3B | 0.95% | 11.73% | 2.99% |
| 2022-12-31 | $2.2B | $1.9B | $1.3B | 1.31% | 15.39% | 3.32% |
| 2022-09-30 | $2.2B | $1.9B | $1.2B | 1.32% | 15.28% | 3.35% |
| 2022-06-30 | $2.2B | $2.0B | $1.2B | 1.26% | 14.09% | 3.28% |
| 2022-03-31 | $2.2B | $1.9B | $1.1B | 1.17% | 12.18% | 3.22% |
| 2021-12-31 | $2.0B | $1.8B | $1.1B | 1.55% | 14.66% | 3.37% |
| 2021-09-30 | $2.0B | $1.8B | $1.0B | 1.54% | 14.60% | 3.38% |
| 2021-06-30 | $2.0B | $1.7B | $1.0B | 1.59% | 14.92% | 3.41% |
| 2021-03-31 | $1.9B | $1.7B | $1.0B | 1.64% | 15.06% | 3.49% |
| 2020-12-31 | $1.7B | $1.5B | $0.9B | 1.47% | 12.13% | 3.95% |
| 2020-09-30 | $1.6B | $1.4B | $0.9B | 1.41% | 11.44% | 3.95% |
| 2020-06-30 | $1.5B | $1.3B | $0.9B | 1.18% | 9.36% | 4.02% |
| 2020-03-31 | $1.3B | $1.1B | $0.8B | 1.26% | 9.55% | 4.30% |
| 2019-12-31 | $1.3B | $1.1B | $0.8B | 1.70% | 12.76% | 4.52% |
| 2019-09-30 | $1.2B | $1.1B | $0.8B | 1.93% | 14.44% | 4.56% |
| 2019-06-30 | $1.2B | $1.0B | $0.8B | 1.80% | 13.52% | 4.55% |
| 2019-03-31 | $1.2B | $1.0B | $0.8B | 1.87% | 14.00% | 4.52% |
| 2018-12-31 | $1.1B | $0.9B | $0.7B | 2.00% | 14.99% | 4.37% |
| 2018-09-30 | $1.1B | $0.9B | $0.7B | 1.97% | 14.86% | 4.35% |
| 2018-06-30 | $1.0B | $0.9B | $0.7B | 1.93% | 14.50% | 4.33% |
| 2018-03-31 | $1.0B | $0.9B | $0.7B | 1.85% | 13.91% | 4.34% |
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| UT | $2.3B | 0.21% | 25 | Continuing · +0.01 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.