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OptimaYield board tearsheet · reported facts
| Period | Assets | Deposits | Loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2016-03-31 | 19,675,906 | 17,717,218 | 6,691,019 | 1.01 | 12.22 | 7.93 |
| 2016-06-30 | 19,662,128 | 17,622,800 | 6,685,588 | 0.83 | 9.76 | 7.76 |
| 2016-09-30 | 21,117,339 | 19,107,806 | 6,839,671 | 0.79 | 9.34 | 7.70 |
| 2016-12-31 | 23,245,910 | 20,636,899 | 8,116,844 | 0.76 | 9.24 | 7.54 |
| 2017-03-31 | 23,471,731 | 20,246,976 | 7,277,486 | 0.69 | 7.69 | 7.11 |
| 2017-06-30 | 22,215,091 | 18,872,549 | 7,511,617 | 0.78 | 8.08 | 7.20 |
| 2017-09-30 | 24,259,957 | 21,000,985 | 7,766,870 | 0.77 | 7.93 | 7.19 |
| 2017-12-31 | 23,363,967 | 20,095,985 | 9,207,328 | 0.63 | 6.33 | 7.30 |
| 2018-03-31 | 21,604,409 | 18,222,866 | 8,218,327 | 1.05 | 9.55 | 8.32 |
| 2018-06-30 | 20,484,448 | 17,061,899 | 8,309,852 | 1.10 | 9.66 | 8.52 |
| 2018-09-30 | 19,193,030 | 15,552,726 | 8,770,735 | 1.19 | 9.94 | 8.95 |
| 2018-12-31 | 21,253,212 | 15,165,569 | 9,963,461 | 1.17 | 9.70 | 9.07 |
| 2019-03-31 | 18,986,260 | 12,808,880 | 8,771,338 | 1.39 | 10.32 | 9.93 |
| 2019-06-30 | 16,031,677 | 12,337,970 | 8,971,232 | 1.55 | 10.61 | 10.55 |
| 2019-09-30 | 16,812,576 | 13,060,423 | 9,132,815 | 1.57 | 10.31 | 10.97 |
| 2019-12-31 | 17,800,452 | 14,015,565 | 10,242,102 | 1.59 | 10.25 | 11.13 |
| 2020-03-31 | 27,041,547 | 23,180,654 | 8,711,032 | 0.30 | 2.27 | 9.49 |
| 2020-06-30 | 23,730,971 | 19,693,043 | 7,854,725 | 0.53 | 4.11 | 8.78 |
| 2020-09-30 | 25,341,465 | 21,418,810 | 7,640,352 | 0.64 | 5.05 | 8.23 |
| 2020-12-31 | 29,205,488 | 25,171,724 | 8,484,016 | 0.79 | 6.61 | 7.73 |
| 2021-03-31 | 29,853,040 | 25,118,850 | 7,311,720 | 1.39 | 13.88 | 6.04 |
| 2021-06-30 | 28,622,088 | 24,284,516 | 7,305,141 | 1.32 | 12.82 | 5.94 |
| 2021-09-30 | 30,175,078 | 25,616,774 | 7,419,301 | 1.41 | 13.58 | 5.93 |
| 2021-12-31 | 29,741,240 | 25,553,753 | 8,283,497 | 1.39 | 13.26 | 6.00 |
| 2022-03-31 | 29,943,324 | 24,860,475 | 7,508,165 | 1.33 | 11.91 | 6.23 |
| 2022-06-30 | 36,505,776 | 31,968,223 | 7,703,022 | 1.23 | 11.81 | 5.89 |
| 2022-09-30 | 36,507,065 | 31,612,633 | 7,893,164 | 1.22 | 12.04 | 5.80 |
| 2022-12-31 | 35,996,617 | 31,661,431 | 8,987,222 | 1.12 | 11.15 | 5.91 |
| 2023-03-31 | 36,460,361 | 31,785,853 | 8,040,545 | 1.37 | 13.95 | 6.35 |
| 2023-06-30 | 36,086,688 | 31,349,382 | 8,069,501 | 1.41 | 13.99 | 6.33 |
| 2023-09-30 | 35,606,754 | 30,783,484 | 8,202,041 | 1.42 | 13.85 | 6.41 |
| 2023-12-31 | 36,398,501 | 30,548,456 | 9,129,118 | 1.40 | 13.40 | 6.42 |
| 2024-03-31 | 34,385,304 | 28,653,167 | 8,313,067 | 0.61 | 5.20 | 6.70 |
| 2024-06-30 | 33,691,031 | 27,294,648 | 8,220,496 | 0.95 | 7.95 | 6.69 |
| 2024-09-30 | 34,219,169 | 27,619,676 | 8,220,539 | 0.10 | 0.82 | 6.73 |
| 2024-12-31 | 35,510,912 | 29,068,265 | 9,090,884 | 0.36 | 2.96 | 6.70 |
| 2025-03-31 | 34,737,458 | 28,325,155 | 8,051,792 | 1.28 | 10.30 | 6.44 |
| 2025-06-30 | 34,505,990 | 27,968,141 | 7,967,581 | 1.19 | 9.47 | 6.39 |
| 2025-09-30 | 34,297,872 | 28,465,404 | 8,008,164 | 1.25 | 9.91 | 6.41 |
| 2025-12-31 | 34,631,887 | 28,737,467 | 8,795,785 | 1.16 | 9.37 | 6.39 |
| 2026-03-31 | 32,718,396 | 27,662,398 | 7,876,586 | 0.12 | 1.07 | 6.37 |
| 2026-06-30 | 32,125,899 | 27,178,460 | 7,850,373 | 0.41 | 3.55 | 6.39 |
1 current branch locations across 1 states as of 2026-08-22. This is an annual branch-location count, not deposit market share.
| Date | Code | Predecessor RSSD | Successor RSSD |
|---|---|---|---|
| 2008-08-18 | 1 | 665052 | 2121196 |
No reviewed or published intelligence is linked to this institution.
Financial facts are scoped to the FDIC-insured bank. NIC transformations use the linked RSSD identity; SEC issuer and bank-holding-company facts are not silently combined. Branch data follows its annual source cadence. Intelligence appears only after review or publication.