Regulatory profile
Wilmington, DE · FDIC certificate #33947 · RSSD 2121196
TD BANK USA NATIONAL ASSN is an FDIC-insured institution based in Wilmington, DE (FDIC certificate #33947). In its Q3 2026 Call Report it reported total assets of $31.1B, total deposits of $26.2B and net loans of $7.8B. Its primary federal regulator is OCC. Its current parent is TD BANK US HOLDING COMPANY.
Reported facts
TD BANK USA NATIONAL ASSN (FDIC certificate #33947) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $31.1B |
|---|---|
| Total deposits | $26.2B |
| Net loans and leases | $7.8B |
| Return on assets | 0.60% |
| Return on equity | 5.15% |
| Net interest margin | 6.50% |
| Quarterly asset change | -3.24% |
| Quarterly deposit change | -3.61% |
Plain-language readout
TD BANK USA NATIONAL ASSN in Wilmington, DE reported total assets of $31.1B, total deposits of $26.2B and net loans of $7.8B in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 0.60%, a return on equity of 5.15%, a net interest margin of 6.50%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
Total assets fell 9.4% over the past four quarters, from $34.3B in Q3 2025 to $31.1B in Q3 2026. Total deposits fell 8.0% over the past four quarters, from $28.5B in Q3 2025 to $26.2B in Q3 2026. Net loans fell 2.1% over the past four quarters, from $8.0B in Q3 2025 to $7.8B in Q3 2026.
Total assets rose 3.0% over the past five years, from $30.2B in Q3 2021 to $31.1B in Q3 2026. Total deposits rose 2.3% over the past five years, from $25.6B in Q3 2021 to $26.2B in Q3 2026. Net loans rose 5.6% over the past five years, from $7.4B in Q3 2021 to $7.8B in Q3 2026.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $31.1B | $26.2B | $7.8B | 0.60% | 5.15% | 6.50% |
| Q2 2026 | $32.1B | $27.2B | $7.9B | 0.41% | 3.55% | 6.39% |
| Q1 2026 | $32.7B | $27.7B | $7.9B | 0.12% | 1.07% | 6.37% |
| Q4 2025 | $34.6B | $28.7B | $8.8B | 1.16% | 9.37% | 6.39% |
| Q3 2025 | $34.3B | $28.5B | $8.0B | 1.25% | 9.91% | 6.41% |
| Q2 2025 | $34.5B | $28.0B | $8.0B | 1.19% | 9.47% | 6.39% |
| Q1 2025 | $34.7B | $28.3B | $8.1B | 1.28% | 10.30% | 6.44% |
| Q4 2024 | $35.5B | $29.1B | $9.1B | 0.36% | 2.96% | 6.70% |
| Q3 2024 | $34.2B | $27.6B | $8.2B | 0.10% | 0.82% | 6.73% |
| Q2 2024 | $33.7B | $27.3B | $8.2B | 0.95% | 7.95% | 6.69% |
| Q1 2024 | $34.4B | $28.7B | $8.3B | 0.61% | 5.20% | 6.70% |
| Q4 2023 | $36.4B | $30.5B | $9.1B | 1.40% | 13.40% | 6.42% |
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