Regulatory profile
Wilmington, DE · FDIC certificate #33947 · RSSD 2121196
TD BANK USA NATIONAL ASSN is an FDIC-insured institution based in Wilmington, DE (FDIC certificate #33947). In its Q3 2026 Call Report it reported total assets of $31.1B, total deposits of $26.2B and net loans of $7.8B. Its primary federal regulator is OCC. Its current parent is TD BANK US HOLDING COMPANY.
Reported facts
Deterministic ratios for TD BANK USA NATIONAL ASSN from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $26.2B |
|---|---|
| Net loans and leases | $7.8B |
Plain-language readout
TD BANK USA NATIONAL ASSN in Wilmington, DE funds its loans with $26.2B of deposits and holds $7.8B of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for TD BANK USA NATIONAL ASSN in Q3 2026; none is estimated.
Against banks of similar size for the same filing period: Brokered deposits to domestic deposits: 0.050 against a peer median of 0.032, a 57.5th percentile position among 107 peers. Common equity tier 1 ratio: 0.312 against a peer median of 0.130, a 94.4th percentile position among 108 peers. Selected CRE loans to gross loans and leases: 0.012 against a peer median of 0.425, a 8.8th percentile position among 103 peers. Selected CRE loans to total capital: 0.027 against a peer median of 2.786, a 10.5th percentile position among 106 peers.
The loan-to-deposit ratio computed from net loans and total deposits was 29.92% in Q3 2026, against 29.88% in Q4 2023. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $7.8B | $26.2B | 29.92% |
| Q2 2026 | $7.9B | $27.2B | 28.88% |
| Q1 2026 | $7.9B | $27.7B | 28.47% |
| Q4 2025 | $8.8B | $28.7B | 30.61% |
| Q3 2025 | $8.0B | $28.5B | 28.13% |
| Q2 2025 | $8.0B | $28.0B | 28.49% |
| Q1 2025 | $8.1B | $28.3B | 28.43% |
| Q4 2024 | $9.1B | $29.1B | 31.27% |
| Q3 2024 | $8.2B | $27.6B | 29.76% |
| Q2 2024 | $8.2B | $27.3B | 30.12% |
| Q1 2024 | $8.3B | $28.7B | 29.01% |
| Q4 2023 | $9.1B | $30.5B | 29.88% |