Regulatory profile
Kalispell, MT · FDIC certificate #21557
THREE RIVERS BANK OF MONTANA is an FDIC-insured institution based in Kalispell, MT (FDIC certificate #21557). In its Q3 2026 Call Report it reported total assets of $298M, total deposits of $262M and net loans of $241M. Its primary federal regulator is FDIC.
Reported facts
THREE RIVERS BANK OF MONTANA (FDIC certificate #21557) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $298M |
|---|---|
| Total deposits | $262M |
| Net loans and leases | $241M |
| Return on assets | 1.51% |
| Return on equity | 13.67% |
| Net interest margin | 5.37% |
| Quarterly asset change | 1.77% |
| Quarterly deposit change | 1.59% |
Plain-language readout
THREE RIVERS BANK OF MONTANA in Kalispell, MT reported total assets of $298M, total deposits of $262M and net loans of $241M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.51%, a return on equity of 13.67%, a net interest margin of 5.37%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $298M | $262M | $241M | 1.51% | 13.67% | 5.37% |
| Q2 2026 | $293M | $258M | $245M | 1.40% | 12.86% | 5.27% |
| Q1 2026 | $306M | $272M | $249M | 1.30% | 12.24% | 5.15% |
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