Regulatory profile
Kalispell, MT · FDIC certificate #21557
THREE RIVERS BANK OF MONTANA is an FDIC-insured institution based in Kalispell, MT (FDIC certificate #21557). In its Q3 2026 Call Report it reported total assets of $298M, total deposits of $262M and net loans of $241M. Its primary federal regulator is FDIC.
Plain-language readout
THREE RIVERS BANK OF MONTANA has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $306M in Q1 2026 and were lowest at $293M in Q2 2026.
Total deposits were highest at $272M in Q1 2026 and lowest at $258M in Q2 2026.
Over the whole period total assets fell 2.6%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $298M | $262M | $241M | 1.51% | 13.67% | 5.37% |
| Q2 2026 | $293M | $258M | $245M | 1.40% | 12.86% | 5.27% |
| Q1 2026 | $306M | $272M | $249M | 1.30% | 12.24% | 5.15% |
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $298M | $262M | $241M | 1.51% | 13.67% | 5.37% |
| 2026-06-30 | $293M | $258M | $245M | 1.40% | 12.86% | 5.27% |
| 2026-03-31 | $306M | $272M | $249M | 1.30% | 12.24% | 5.15% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| MT | $269.4M | 0.72% | 17 | Continuing · -0.03 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.