Regulatory profile
Mineral Wells, TX · FDIC certificate #3225
TITAN BANK N A is an FDIC-insured institution based in Mineral Wells, TX (FDIC certificate #3225). In its Q3 2026 Call Report it reported total assets of $861M, total deposits of $777M and net loans of $412M. Its primary federal regulator is OCC.
Reported facts
TITAN BANK N A (FDIC certificate #3225) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $861M |
|---|---|
| Total deposits | $777M |
| Net loans and leases | $412M |
| Return on assets | 11.02% |
| Return on equity | 103.28% |
| Net interest margin | 5.04% |
| Quarterly asset change | -3.93% |
| Quarterly deposit change | 0.72% |
Plain-language readout
TITAN BANK N A in Mineral Wells, TX reported total assets of $861M, total deposits of $777M and net loans of $412M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 11.02%, a return on equity of 103.28%, a net interest margin of 5.04%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $861M | $777M | $412M | 11.02% | 103.28% | 5.04% |
| Q2 2026 | $896M | $772M | $415M | 10.97% | 97.55% | 5.49% |
| Q1 2026 | $891M | $784M | $431M | 12.54% | 119.38% | 4.65% |
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