Regulatory profile
Mineral Wells, TX · FDIC certificate #3225
TITAN BANK N A is an FDIC-insured institution based in Mineral Wells, TX (FDIC certificate #3225). In its Q3 2026 Call Report it reported total assets of $861M, total deposits of $777M and net loans of $412M. Its primary federal regulator is OCC.
Reported facts
Deterministic ratios for TITAN BANK N A from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $777M |
|---|---|
| Net loans and leases | $412M |
Plain-language readout
TITAN BANK N A in Mineral Wells, TX funds its loans with $777M of deposits and holds $412M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for TITAN BANK N A in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 53.06% in Q3 2026, against 54.95% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $412M | $777M | 53.06% |
| Q2 2026 | $415M | $772M | 53.74% |
| Q1 2026 | $431M | $784M | 54.95% |