Regulatory profile
Jasper, TN · FDIC certificate #20100
TOWER COMMUNITY BANK is an FDIC-insured institution based in Jasper, TN (FDIC certificate #20100). In its Q3 2026 Call Report it reported total assets of $367M, total deposits of $309M and net loans of $284M. Its primary federal regulator is FDIC.
Plain-language readout
TOWER COMMUNITY BANK has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $385M in Q1 2026 and were lowest at $367M in Q3 2026.
Total deposits were highest at $340M in Q1 2026 and lowest at $309M in Q3 2026.
Over the whole period total assets fell 4.8%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $367M | $309M | $284M | 1.32% | 12.33% | 4.58% |
| Q2 2026 | $375M | $329M | $281M | 1.19% | 11.23% | 4.50% |
| Q1 2026 | $385M | $340M | $285M | 1.13% | 10.86% | 4.43% |
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $367M | $309M | $284M | 1.32% | 12.33% | 4.58% |
| 2026-06-30 | $375M | $329M | $281M | 1.19% | 11.23% | 4.50% |
| 2026-03-31 | $385M | $340M | $285M | 1.13% | 10.86% | 4.43% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| TN | $340.1M | 0.15% | 88 | Continuing · -0.01 pp |
| AL | $3M | 0.00% | 132 | Continuing · +0.00 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.