Regulatory profile
Jasper, TN · FDIC certificate #20100
TOWER COMMUNITY BANK is an FDIC-insured institution based in Jasper, TN (FDIC certificate #20100). In its Q3 2026 Call Report it reported total assets of $367M, total deposits of $309M and net loans of $284M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for TOWER COMMUNITY BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $309M |
|---|---|
| Net loans and leases | $284M |
Plain-language readout
TOWER COMMUNITY BANK in Jasper, TN funds its loans with $309M of deposits and holds $284M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for TOWER COMMUNITY BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 91.75% in Q3 2026, against 83.94% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $284M | $309M | 91.75% |
| Q2 2026 | $281M | $329M | 85.21% |
| Q1 2026 | $285M | $340M | 83.94% |