Regulatory profile
City Of Industry, CA · FDIC certificate #23805
UNITED PACIFIC BANK is an FDIC-insured institution based in City Of Industry, CA (FDIC certificate #23805). In its Q3 2026 Call Report it reported total assets of $199M, total deposits of $164M and net loans of $151M. Its primary federal regulator is FDIC.
Reported facts
UNITED PACIFIC BANK (FDIC certificate #23805) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $199M |
|---|---|
| Total deposits | $164M |
| Net loans and leases | $151M |
| Return on assets | 0.35% |
| Return on equity | 2.06% |
| Net interest margin | 4.09% |
| Quarterly asset change | 4.22% |
| Quarterly deposit change | 4.41% |
Plain-language readout
UNITED PACIFIC BANK in City Of Industry, CA reported total assets of $199M, total deposits of $164M and net loans of $151M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 0.35%, a return on equity of 2.06%, a net interest margin of 4.09%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $199M | $164M | $151M | 0.35% | 2.06% | 4.09% |
| Q2 2026 | $191M | $157M | $152M | 0.40% | 2.33% | 4.11% |
| Q1 2026 | $187M | $153M | $137M | 0.35% | 2.04% | 4.01% |
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