Regulatory profile
City Of Industry, CA · FDIC certificate #23805
UNITED PACIFIC BANK is an FDIC-insured institution based in City Of Industry, CA (FDIC certificate #23805). In its Q3 2026 Call Report it reported total assets of $199M, total deposits of $164M and net loans of $151M. Its primary federal regulator is FDIC.
Plain-language readout
UNITED PACIFIC BANK has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $199M in Q3 2026 and were lowest at $187M in Q1 2026.
Total deposits were highest at $164M in Q3 2026 and lowest at $153M in Q1 2026.
Over the whole period total assets rose 6.4%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $199M | $164M | $151M | 0.35% | 2.06% | 4.09% |
| Q2 2026 | $191M | $157M | $152M | 0.40% | 2.33% | 4.11% |
| Q1 2026 | $187M | $153M | $137M | 0.35% | 2.04% | 4.01% |
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $199M | $164M | $151M | 0.35% | 2.06% | 4.09% |
| 2026-06-30 | $191M | $157M | $152M | 0.40% | 2.33% | 4.11% |
| 2026-03-31 | $187M | $153M | $137M | 0.35% | 2.04% | 4.01% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| CA | $142.6M | 0.01% | 150 | Continuing · +0.00 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.