Regulatory profile
Augusta, WI · FDIC certificate #8714
UNITY BANK is an FDIC-insured institution based in Augusta, WI (FDIC certificate #8714). In its Q3 2026 Call Report it reported total assets of $625M, total deposits of $560M and net loans of $417M. Its primary federal regulator is FDIC.
Reported facts
UNITY BANK (FDIC certificate #8714) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $625M |
|---|---|
| Total deposits | $560M |
| Net loans and leases | $417M |
| Return on assets | 0.15% |
| Return on equity | 1.75% |
| Net interest margin | 3.85% |
| Quarterly asset change | 8.81% |
| Quarterly deposit change | 9.87% |
Plain-language readout
UNITY BANK in Augusta, WI reported total assets of $625M, total deposits of $560M and net loans of $417M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 0.15%, a return on equity of 1.75%, a net interest margin of 3.85%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $625M | $560M | $417M | 0.15% | 1.75% | 3.85% |
| Q2 2026 | $575M | $510M | $423M | 0.03% | 0.31% | 3.91% |
| Q1 2026 | $588M | $517M | $431M | 0.04% | 0.51% | 3.92% |
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