Regulatory profile
Augusta, WI · FDIC certificate #8714
UNITY BANK is an FDIC-insured institution based in Augusta, WI (FDIC certificate #8714). In its Q3 2026 Call Report it reported total assets of $625M, total deposits of $560M and net loans of $417M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for UNITY BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $560M |
|---|---|
| Net loans and leases | $417M |
Plain-language readout
UNITY BANK in Augusta, WI funds its loans with $560M of deposits and holds $417M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for UNITY BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 74.49% in Q3 2026, against 83.38% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $417M | $560M | 74.49% |
| Q2 2026 | $423M | $510M | 82.92% |
| Q1 2026 | $431M | $517M | 83.38% |