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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Holly Springs, MS · FDIC certificate #11446
UNITY BANK OF MISSISSIPPI is an FDIC-insured institution based in Holly Springs, MS (FDIC certificate #11446). In its Q3 2026 Call Report it reported total assets of $281M, total deposits of $245M and net loans of $152M. Its primary federal regulator is FDIC.
Reported facts
UNITY BANK OF MISSISSIPPI (FDIC certificate #11446) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $281M |
|---|---|
| Total deposits | $245M |
| Net loans and leases | $152M |
| Return on assets | 0.38% |
| Return on equity | 5.76% |
| Net interest margin | 3.08% |
| Quarterly asset change | -0.41% |
| Quarterly deposit change | -1.34% |
Plain-language readout
UNITY BANK OF MISSISSIPPI in Holly Springs, MS reported total assets of $281M, total deposits of $245M and net loans of $152M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 0.38%, a return on equity of 5.76%, a net interest margin of 3.08%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $281M | $245M | $152M | 0.38% | 5.76% | 3.08% |
| Q2 2026 | $282M | $248M | $148M | 0.43% | 6.37% | 3.04% |
| Q1 2026 | $288M | $266M | $150M | 0.39% | 5.92% | 3.04% |
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