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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Holly Springs, MS · FDIC certificate #11446
UNITY BANK OF MISSISSIPPI is an FDIC-insured institution based in Holly Springs, MS (FDIC certificate #11446). In its Q3 2026 Call Report it reported total assets of $281M, total deposits of $245M and net loans of $152M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for UNITY BANK OF MISSISSIPPI from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $245M |
|---|---|
| Net loans and leases | $152M |
Plain-language readout
UNITY BANK OF MISSISSIPPI in Holly Springs, MS funds its loans with $245M of deposits and holds $152M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for UNITY BANK OF MISSISSIPPI in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 61.98% in Q3 2026, against 56.60% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $152M | $245M | 61.98% |
| Q2 2026 | $148M | $248M | 59.79% |
| Q1 2026 | $150M | $266M | 56.60% |