Regulatory profile
Houston, TX · FDIC certificate #26351
UNITY NB OF HOUSTON is an FDIC-insured institution based in Houston, TX (FDIC certificate #26351). In its Q3 2026 Call Report it reported total assets of $229M, total deposits of $198M and net loans of $137M. Its primary federal regulator is OCC.
Plain-language readout
UNITY NB OF HOUSTON has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $236M in Q1 2026 and were lowest at $225M in Q2 2026.
Total deposits were highest at $205M in Q1 2026 and lowest at $193M in Q2 2026.
Over the whole period total assets fell 3.1%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $229M | $198M | $137M | 0.56% | 4.74% | 2.67% |
| Q2 2026 | $225M | $193M | $146M | 0.40% | 3.31% | 2.29% |
| Q1 2026 | $236M | $205M | $141M | 0.73% | 6.17% | 2.52% |
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $229M | $198M | $137M | 0.56% | 4.74% | 2.67% |
| 2026-06-30 | $225M | $193M | $146M | 0.40% | 3.31% | 2.29% |
| 2026-03-31 | $236M | $205M | $141M | 0.73% | 6.17% | 2.52% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| TX | $199M | 0.01% | 299 | Continuing · +0.00 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.