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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Houston, TX · FDIC certificate #26351
UNITY NB OF HOUSTON is an FDIC-insured institution based in Houston, TX (FDIC certificate #26351). In its Q3 2026 Call Report it reported total assets of $229M, total deposits of $198M and net loans of $137M. Its primary federal regulator is OCC.
Reported facts
Deterministic ratios for UNITY NB OF HOUSTON from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $198M |
|---|---|
| Net loans and leases | $137M |
Plain-language readout
UNITY NB OF HOUSTON in Houston, TX funds its loans with $198M of deposits and holds $137M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for UNITY NB OF HOUSTON in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 68.92% in Q3 2026, against 68.78% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $137M | $198M | 68.92% |
| Q2 2026 | $146M | $193M | 75.59% |
| Q1 2026 | $141M | $205M | 68.78% |