Regulatory profile
Kalispell, MT · FDIC certificate #1980
VALLEY BANK OF KALISPELL is an FDIC-insured institution based in Kalispell, MT (FDIC certificate #1980). In its Q3 2026 Call Report it reported total assets of $225M, total deposits of $207M and net loans of $146M. Its primary federal regulator is FDIC.
Reported facts
VALLEY BANK OF KALISPELL (FDIC certificate #1980) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $225M |
|---|---|
| Total deposits | $207M |
| Net loans and leases | $146M |
| Return on assets | 1.63% |
| Return on equity | 19.57% |
| Net interest margin | 4.42% |
| Quarterly asset change | 3.27% |
| Quarterly deposit change | 4.14% |
Plain-language readout
VALLEY BANK OF KALISPELL in Kalispell, MT reported total assets of $225M, total deposits of $207M and net loans of $146M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.63%, a return on equity of 19.57%, a net interest margin of 4.42%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $225M | $207M | $146M | 1.63% | 19.57% | 4.42% |
| Q2 2026 | $218M | $199M | $148M | 1.76% | 20.52% | 4.47% |
| Q1 2026 | $211M | $192M | $144M | 1.73% | 20.23% | 4.45% |
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