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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Kalispell, MT · FDIC certificate #1980
VALLEY BANK OF KALISPELL is an FDIC-insured institution based in Kalispell, MT (FDIC certificate #1980). In its Q3 2026 Call Report it reported total assets of $225M, total deposits of $207M and net loans of $146M. Its primary federal regulator is FDIC.
Reported facts
Deterministic ratios for VALLEY BANK OF KALISPELL from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $207M |
|---|---|
| Net loans and leases | $146M |
Plain-language readout
VALLEY BANK OF KALISPELL in Kalispell, MT funds its loans with $207M of deposits and holds $146M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for VALLEY BANK OF KALISPELL in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 70.59% in Q3 2026, against 75.08% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $146M | $207M | 70.59% |
| Q2 2026 | $148M | $199M | 74.66% |
| Q1 2026 | $144M | $192M | 75.08% |