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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Holdingford, MN · FDIC certificate #10160
VERSABANK USA NATIONAL ASSN is an FDIC-insured institution based in Holdingford, MN (FDIC certificate #10160). In its Q3 2026 Call Report it reported total assets of $1.2B, total deposits of $954M and net loans of $921M. Its primary federal regulator is OCC.
Reported facts
VERSABANK USA NATIONAL ASSN (FDIC certificate #10160) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $1.2B |
|---|---|
| Total deposits | $954M |
| Net loans and leases | $921M |
| Return on assets | 1.26% |
| Return on equity | 6.18% |
| Net interest margin | 2.94% |
| Quarterly asset change | 34.01% |
| Quarterly deposit change | 41.17% |
Plain-language readout
VERSABANK USA NATIONAL ASSN in Holdingford, MN reported total assets of $1.2B, total deposits of $954M and net loans of $921M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 1.26%, a return on equity of 6.18%, a net interest margin of 2.94%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $1.2B | $954M | $921M | 1.26% | 6.18% | 2.94% |
| Q2 2026 | $912M | $676M | $577M | 1.23% | 5.42% | 2.96% |
| Q1 2026 | $783M | $557M | $473M | 1.16% | 4.84% | 2.90% |
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