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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Holdingford, MN · FDIC certificate #10160
VERSABANK USA NATIONAL ASSN is an FDIC-insured institution based in Holdingford, MN (FDIC certificate #10160). In its Q3 2026 Call Report it reported total assets of $1.2B, total deposits of $954M and net loans of $921M. Its primary federal regulator is OCC.
Plain-language readout
VERSABANK USA NATIONAL ASSN has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $1.2B in Q3 2026 and were lowest at $783M in Q1 2026.
Total deposits were highest at $954M in Q3 2026 and lowest at $557M in Q1 2026.
Over the whole period total assets rose 56.1%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $1.2B | $954M | $921M | 1.26% | 6.18% | 2.94% |
| Q2 2026 | $912M | $676M | $577M | 1.23% | 5.42% | 2.96% |
| Q1 2026 | $783M | $557M | $473M | 1.16% | 4.84% | 2.90% |
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $1.2B | $954M | $921M | 1.26% | 6.18% | 2.94% |
| 2026-06-30 | $912M | $676M | $577M | 1.23% | 5.42% | 2.96% |
| 2026-03-31 | $783M | $557M | $473M | 1.16% | 4.84% | 2.90% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| MN | $101.7M | 0.03% | 190 | Continuing · +0.02 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.