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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Vidalia, GA · FDIC certificate #29772
VIDALIA FEDERAL SAVINGS BANK is an FDIC-insured institution based in Vidalia, GA (FDIC certificate #29772). In its Q3 2026 Call Report it reported total assets of $211M, total deposits of $164M and net loans of $97M. Its primary federal regulator is OCC.
Reported facts
VIDALIA FEDERAL SAVINGS BANK (FDIC certificate #29772) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $211M |
|---|---|
| Total deposits | $164M |
| Net loans and leases | $97M |
| Return on assets | -0.89% |
| Return on equity | -7.55% |
| Net interest margin | 1.33% |
| Quarterly asset change | -0.24% |
| Quarterly deposit change | 0.05% |
Plain-language readout
VIDALIA FEDERAL SAVINGS BANK in Vidalia, GA reported total assets of $211M, total deposits of $164M and net loans of $97M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of -0.89%, a return on equity of -7.55%, a net interest margin of 1.33%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $211M | $164M | $97M | -0.89% | -7.55% | 1.33% |
| Q2 2026 | $212M | $164M | $97M | -0.80% | -6.72% | 1.28% |
| Q1 2026 | $214M | $165M | $96M | -0.73% | -6.10% | 1.28% |
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