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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Vidalia, GA · FDIC certificate #29772
VIDALIA FEDERAL SAVINGS BANK is an FDIC-insured institution based in Vidalia, GA (FDIC certificate #29772). In its Q3 2026 Call Report it reported total assets of $211M, total deposits of $164M and net loans of $97M. Its primary federal regulator is OCC.
Reported facts
Deterministic ratios for VIDALIA FEDERAL SAVINGS BANK from its Q3 2026 Call Report. Detailed loan and deposit composition follows below.
| Total deposits | $164M |
|---|---|
| Net loans and leases | $97M |
Plain-language readout
VIDALIA FEDERAL SAVINGS BANK in Vidalia, GA funds its loans with $164M of deposits and holds $97M of net loans, as reported for Q3 2026. The ratios below show how that funding, capital and credit quality compare with the amounts on the balance sheet.
No capital, liquidity or asset-quality ratios are reported for VIDALIA FEDERAL SAVINGS BANK in Q3 2026; none is estimated.
The loan-to-deposit ratio computed from net loans and total deposits was 59.20% in Q3 2026, against 58.01% in Q1 2026. A rising ratio means the bank is lending a larger share of its deposits.
| Quarter | Net loans | Deposits | Loan-to-deposit |
|---|---|---|---|
| Q3 2026 | $97M | $164M | 59.20% |
| Q2 2026 | $97M | $164M | 59.08% |
| Q1 2026 | $96M | $165M | 58.01% |