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Data through Q3 2026 · 4,200 institutions
Regulatory profile
Steamboat Springs, CO · FDIC certificate #35407
YAMPA VALLEY BANK is an FDIC-insured institution based in Steamboat Springs, CO (FDIC certificate #35407). In its Q3 2026 Call Report it reported total assets of $684M, total deposits of $622M and net loans of $538M. Its primary federal regulator is FDIC.
Reported facts
YAMPA VALLEY BANK (FDIC certificate #35407) reported the following headline financials for Q3 2026. Interactive quarterly history follows below.
| Total assets | $684M |
|---|---|
| Total deposits | $622M |
| Net loans and leases | $538M |
| Return on assets | 2.34% |
| Return on equity | 28.35% |
| Net interest margin | 4.55% |
| Quarterly asset change | -0.58% |
| Quarterly deposit change | 1.31% |
Plain-language readout
YAMPA VALLEY BANK in Steamboat Springs, CO reported total assets of $684M, total deposits of $622M and net loans of $538M in its Q3 2026 Call Report (as of 2026-09-30).
Profitability for Q3 2026: a return on assets of 2.34%, a return on equity of 28.35%, a net interest margin of 4.55%. Return on assets measures annualized net income against average assets, return on equity measures it against average equity, and net interest margin measures net interest income against average earning assets.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $684M | $622M | $538M | 2.34% | 28.35% | 4.55% |
| Q2 2026 | $688M | $614M | $530M | 2.26% | 27.15% | 4.47% |
| Q1 2026 | $685M | $622M | $510M | 1.97% | 23.97% | 4.40% |
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