Regulatory profile
Steamboat Springs, CO · FDIC certificate #35407
YAMPA VALLEY BANK is an FDIC-insured institution based in Steamboat Springs, CO (FDIC certificate #35407). In its Q3 2026 Call Report it reported total assets of $684M, total deposits of $622M and net loans of $538M. Its primary federal regulator is FDIC.
Plain-language readout
YAMPA VALLEY BANK has 3 quarters of reported history on file, from Q1 2026 to Q3 2026.
Total assets peaked at $688M in Q2 2026 and were lowest at $684M in Q3 2026.
Total deposits were highest at $622M in Q1 2026 and lowest at $614M in Q2 2026.
Over the whole period total assets fell 0.2%.
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| Q3 2026 | $684M | $622M | $538M | 2.34% | 28.35% | 4.55% |
| Q2 2026 | $688M | $614M | $530M | 2.26% | 27.15% | 4.47% |
| Q1 2026 | $685M | $622M | $510M | 1.97% | 23.97% | 4.40% |
Recent activity
No reviewed changes are available for this institution in the tracked window. This does not establish that no event occurred.
Ten-year database
| Quarter | Assets | Deposits | Net loans | ROA | ROE | NIM |
|---|---|---|---|---|---|---|
| 2026-09-30 | $684M | $622M | $538M | 2.34% | 28.35% | 4.55% |
| 2026-06-30 | $688M | $614M | $530M | 2.26% | 27.15% | 4.47% |
| 2026-03-31 | $685M | $622M | $510M | 1.97% | 23.97% | 4.40% |
Branch detail unavailable. Locations are not inferred from headquarters.
Annual FDIC Summary of Deposits, by state, as of the 2025 snapshot effective 2025-06-30. Deposits and share are as of that retained annual snapshot, not a quarterly balance — do not compare directly to Call Report deposit figures reported elsewhere on this profile.
| State | Deposits | Market share | Rank | Year over year |
|---|---|---|---|---|
| CO | $578.8M | 0.32% | 32 | Continuing · +0.02 pp |
Source: FDIC Summary of Deposits, annual release. Market share divides this institution's reported branch deposits by all retained deposits in the same state for the same year — not a quarterly balance, current rate, or organic-growth attribution. Inspect year-over-year market change →
Workforce history unavailable: no compatible reported FTE or office observation. Missing values are not zero.
No matched ownership, transformations, or reviewed revisions are available. Absence of a match is not proof that no change occurred.