What source schedule does Common equity tier 1 ratio come from?

RCR, per official FFIEC Call Report instructions.

How many banks reported Common equity tier 1 ratio for 2026-06-30?

832 banks reported a verified value for 2026-06-30. Institutions with an unavailable or unverified value are excluded, never counted as zero.

Capital · Versioned metric research

Common equity tier 1 ratio

Standardized and advanced-approaches capital frameworks. Quarter-end reported balances. Source evidence: metric-source-contract-validation.json SHA256 38fdaa264d855efba9eacd852269d1d5ed33a76f4620c7726d21828dfb5e9a7d Open official FFIEC instructions ↗

v3 definition42 quarters832 current observationsRATIO unit

Calculation contract

`RC-R I P859 / A223; matched standard-approach prefix, RCFW advanced-approaches fallback for the numerator`

Source schedule: RCR

Null policy: abstain if missing

Effective: 2016-03-31 to 2026-06-30

How every metric is acquired, derived, and validated →

Definition history

Earlier versions of this metric

Each version is a distinct, dated definition — values are never silently recomputed under an older definition.

v2 · 2016-03-31 to 2026-06-30: RC-R I P859 / A223; matched standard-approach prefixNull policy: abstain if missing
v1 · 2016-01-01 to superseded: RC-R P859 / RC-R A223Null policy: abstain if missing

Reading this page

Percentiles describe position, not merit.

P10 through P90 below mark where 832 banks' reported common equity tier 1 ratio values fell for 2026-06-30 — the median (P50) splits that group in half; it is not a target. The trend chart above follows that median quarter to quarter, and the distribution chart traces the full P10–P90 band. A higher or lower reported value is not labeled favorable or unfavorable here — that depends on the metric, the institution's business model, and context this page does not assert.

Accessible line chart

Common equity tier 1 ratio — covered-bank median

View chart data as a table

Period	Value	Revision	Event
2016-09-30	12.366 percent	No marker	None
2016-12-31	12.364 percent	No marker	None
2017-03-31	12.355 percent	No marker	None
2017-06-30	12.524 percent	No marker	None
2017-09-30	12.411 percent	No marker	None
2017-12-31	12.262 percent	No marker	None
2018-03-31	12.327 percent	No marker	None
2018-06-30	12.383 percent	No marker	None
2018-09-30	12.413 percent	No marker	None
2018-12-31	12.41 percent	No marker	None
2019-03-31	12.437 percent	No marker	None
2019-06-30	12.461 percent	No marker	None
2019-09-30	12.416 percent	No marker	None
2019-12-31	12.334 percent	No marker	None
2020-03-31	12.359 percent	No marker	None
2020-06-30	12.442 percent	No marker	None
2020-09-30	12.797 percent	No marker	None
2020-12-31	12.92 percent	No marker	None
2021-03-31	13.221 percent	No marker	None
2021-06-30	13.477 percent	No marker	None
2021-09-30	13.441 percent	No marker	None
2021-12-31	13.261 percent	No marker	None
2022-03-31	12.929 percent	No marker	None
2022-06-30	12.739 percent	No marker	None
2022-09-30	12.546 percent	No marker	None
2022-12-31	12.535 percent	No marker	None
2023-03-31	12.524 percent	No marker	None
2023-06-30	12.631 percent	No marker	None
2023-09-30	12.761 percent	No marker	None
2023-12-31	12.942 percent	No marker	None
2024-03-31	12.878 percent	No marker	None
2024-06-30	13.152 percent	No marker	None
2024-09-30	13.4 percent	No marker	None
2024-12-31	13.412 percent	No marker	None
2025-03-31	13.358 percent	No marker	None
2025-06-30	13.391 percent	No marker	None
2025-09-30	13.379 percent	No marker	None
2025-12-31	13.355 percent	No marker	None
2026-03-31	13.413 percent	No marker	None
2026-06-30	13.429 percent	No marker	None

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Color is supplemented by shape and labels; reduced-motion users receive no chart animation.

Historical distribution

Common equity tier 1 ratio across covered banks

Median with interquartile and P10–P90 ranges across verified observations.

2026-06-30 latest period832 observations13.43% median12.07%–15.50% interquartile range

View distribution data as a table

Period	Population	P10	P25	Median	P75	P90
2026-06-30	832	11.08%	12.07%	13.43%	15.50%	19.46%
2026-03-31	855	11.11%	12.04%	13.41%	15.44%	19.25%
2025-12-31	867	11.04%	11.93%	13.35%	15.37%	19.12%
2025-09-30	869	11.03%	11.90%	13.38%	15.46%	19.23%
2025-06-30	154	11.47%	12.19%	13.39%	15.60%	18.02%
2025-03-31	157	11.63%	12.24%	13.36%	15.70%	17.94%
2024-12-31	158	11.58%	12.28%	13.41%	15.81%	18.07%
2024-09-30	158	11.46%	11.96%	13.40%	15.47%	17.77%
2024-06-30	155	11.33%	11.83%	13.15%	15.28%	17.90%
2024-03-31	157	11.09%	11.74%	12.88%	15.69%	17.77%
2023-12-31	158	10.90%	11.81%	12.94%	15.38%	17.78%
2023-09-30	156	10.82%	11.62%	12.76%	14.91%	18.27%
2023-06-30	155	10.81%	11.38%	12.63%	14.67%	18.02%
2023-03-31	159	10.66%	11.14%	12.52%	14.63%	18.65%
2022-12-31	158	10.58%	11.22%	12.54%	14.84%	18.56%
2022-09-30	158	10.36%	11.18%	12.55%	15.14%	18.42%
2022-06-30	158	10.38%	11.33%	12.74%	15.05%	18.16%
2022-03-31	160	10.64%	11.78%	12.93%	15.07%	18.15%
2021-12-31	159	10.86%	11.79%	13.26%	15.99%	19.66%
2021-09-30	161	11.01%	12.22%	13.44%	15.53%	20.43%
2021-06-30	160	11.21%	12.26%	13.48%	16.11%	20.28%
2021-03-31	158	11.19%	12.07%	13.22%	15.55%	19.96%
2020-12-31	151	10.90%	11.76%	12.92%	14.90%	19.68%
2020-09-30	151	10.75%	11.70%	12.80%	14.94%	19.49%
2020-06-30	148	10.60%	11.33%	12.44%	14.69%	19.34%
2020-03-31	124	10.40%	11.27%	12.36%	14.30%	20.51%
2019-12-31	140	10.62%	11.32%	12.33%	13.86%	18.32%
2019-09-30	143	10.51%	11.38%	12.42%	14.03%	18.10%
2019-06-30	141	10.61%	11.32%	12.46%	13.97%	17.97%
2019-03-31	141	10.72%	11.36%	12.44%	13.74%	17.65%
2018-12-31	137	10.57%	11.12%	12.41%	13.66%	17.59%
2018-09-30	138	10.67%	11.33%	12.41%	13.90%	17.35%
2018-06-30	134	10.65%	11.23%	12.38%	13.91%	16.93%
2018-03-31	132	10.64%	11.23%	12.33%	14.06%	16.78%
2017-12-31	123	10.43%	11.19%	12.26%	14.04%	17.51%
2017-09-30	125	10.62%	11.11%	12.41%	14.40%	17.79%
2017-06-30	121	10.50%	11.12%	12.52%	14.70%	18.02%
2017-03-31	118	10.57%	11.13%	12.36%	14.55%	17.74%
2016-12-31	114	10.40%	10.84%	12.36%	14.54%	17.41%
2016-09-30	114	10.39%	10.83%	12.37%	14.02%	17.44%

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Population can change with filings, failures, mergers and eligibility. Missing values are excluded, never converted to zero.

Current distribution

Percentile history

Percentiles exclude unavailable values; they do not convert missing observations to zero.

Period	Population	P10	P25	Median	P75	P90
2026-06-30	832	11.08%	12.07%	13.43%	15.50%	19.46%
2026-03-31	855	11.11%	12.04%	13.41%	15.44%	19.25%
2025-12-31	867	11.04%	11.93%	13.35%	15.37%	19.12%
2025-09-30	869	11.03%	11.90%	13.38%	15.46%	19.23%
2025-06-30	154	11.47%	12.19%	13.39%	15.60%	18.02%
2025-03-31	157	11.63%	12.24%	13.36%	15.70%	17.94%
2024-12-31	158	11.58%	12.28%	13.41%	15.81%	18.07%
2024-09-30	158	11.46%	11.96%	13.40%	15.47%	17.77%
2024-06-30	155	11.33%	11.83%	13.15%	15.28%	17.90%
2024-03-31	157	11.09%	11.74%	12.88%	15.69%	17.77%
2023-12-31	158	10.90%	11.81%	12.94%	15.38%	17.78%
2023-09-30	156	10.82%	11.62%	12.76%	14.91%	18.27%
2023-06-30	155	10.81%	11.38%	12.63%	14.67%	18.02%
2023-03-31	159	10.66%	11.14%	12.52%	14.63%	18.65%
2022-12-31	158	10.58%	11.22%	12.54%	14.84%	18.56%
2022-09-30	158	10.36%	11.18%	12.55%	15.14%	18.42%
2022-06-30	158	10.38%	11.33%	12.74%	15.05%	18.16%
2022-03-31	160	10.64%	11.78%	12.93%	15.07%	18.15%
2021-12-31	159	10.86%	11.79%	13.26%	15.99%	19.66%
2021-09-30	161	11.01%	12.22%	13.44%	15.53%	20.43%
2021-06-30	160	11.21%	12.26%	13.48%	16.11%	20.28%
2021-03-31	158	11.19%	12.07%	13.22%	15.55%	19.96%
2020-12-31	151	10.90%	11.76%	12.92%	14.90%	19.68%
2020-09-30	151	10.75%	11.70%	12.80%	14.94%	19.49%
2020-06-30	148	10.60%	11.33%	12.44%	14.69%	19.34%
2020-03-31	124	10.40%	11.27%	12.36%	14.30%	20.51%
2019-12-31	140	10.62%	11.32%	12.33%	13.86%	18.32%
2019-09-30	143	10.51%	11.38%	12.42%	14.03%	18.10%
2019-06-30	141	10.61%	11.32%	12.46%	13.97%	17.97%
2019-03-31	141	10.72%	11.36%	12.44%	13.74%	17.65%
2018-12-31	137	10.57%	11.12%	12.41%	13.66%	17.59%
2018-09-30	138	10.67%	11.33%	12.41%	13.90%	17.35%
2018-06-30	134	10.65%	11.23%	12.38%	13.91%	16.93%
2018-03-31	132	10.64%	11.23%	12.33%	14.06%	16.78%
2017-12-31	123	10.43%	11.19%	12.26%	14.04%	17.51%
2017-09-30	125	10.62%	11.11%	12.41%	14.40%	17.79%
2017-06-30	121	10.50%	11.12%	12.52%	14.70%	18.02%
2017-03-31	118	10.57%	11.13%	12.36%	14.55%	17.74%
2016-12-31	114	10.40%	10.84%	12.36%	14.54%	17.41%
2016-09-30	114	10.39%	10.83%	12.37%	14.02%	17.44%
2016-06-30	112	10.28%	10.78%	12.22%	14.17%	17.90%
2016-03-31	109	10.30%	10.84%	12.42%	13.88%	18.10%

Institution drilldown

Highest reported values

#1U S BANK TRUST CO NA409.95%
#2WELLS FARGO BANK S CNTL NA279.70%
#3WELLS FARGO NB WEST253.98%
#4MONET BANK135.52%
#5BLACKROCK INSTL TR CO NA131.98%
#6COMPUTERSHARE TRUST CO NA129.29%
#7SQUARE FINL SERVICES INC95.99%
#8CHARLES SCHWAB TRUST BANK79.60%
#9BANK OF AMERICA CA NA68.89%
#10DEUTSCHE BANK TR CO AMERICAS57.52%

Institution drilldown

Lowest reported values

#823KISH BANK10.08%
#824LEGACY NATIONAL BANK10.03%
#825ST LOUIS BANK10.02%
#826CARROLLTON BANK9.93%
#827REGENT BANK9.93%
#828OMB BANK9.88%
#829BANTERRA BANK9.85%
#830CLIMATE FIRST BANK9.83%
#831PEOPLES NATIONAL BANK N A9.75%
#832SOUTHPOINT BANK8.91%

Institution discovery

Search verified rankings by quarter

832 matched institutions · selected period 2026-06-30

Reporting quarterBank name or FDIC certificateOrder

Rank	Institution	FDIC	Value	Percentile
#1	U S BANK TRUST CO NA	34588	409.95%	P100
#2	WELLS FARGO BANK S CNTL NA	5146	279.70%	P100
#3	WELLS FARGO NB WEST	27389	253.98%	P100
#4	MONET BANK	32574	135.52%	P100
#5	BLACKROCK INSTL TR CO NA	32961	131.98%	P100
#6	COMPUTERSHARE TRUST CO NA	34629	129.29%	P99
#7	SQUARE FINL SERVICES INC	59177	95.99%	P99
#8	CHARLES SCHWAB TRUST BANK	59108	79.60%	P99
#9	BANK OF AMERICA CA NA	25178	68.89%	P99
#10	DEUTSCHE BANK TR CO AMERICAS	623	57.52%	P99
#11	BESSEMER TRUST CO	20015	56.09%	P99
#12	EL DORADO SAVINGS BANK FSB	30953	53.22%	P99
#13	BEAL BANK USA	57833	51.76%	P99
#14	GREENE CNTY COMMERCIAL BANK	57710	51.28%	P98
#15	CHARLES SCHWAB PREMIER BK SS	33497	49.32%	P98
#16	RBC BANK GEORGIA NA	26342	48.11%	P98
#17	CHAIN BRIDGE BANK NA	58595	48.10%	P98
#18	MORGAN STANLEY PRIVATE BK NA	34221	46.18%	P98
#19	SUMITOMO MITSUI TR BK U SA	27054	45.25%	P98
#20	DEPOSITORY TRUST CO	90544	35.39%	P98
#21	CRESCENT BANK	33492	34.05%	P98
#22	FIRST AMERICAN TRUST FSB	26312	33.45%	P97
#23	MIZUHO BANK USA	21843	33.27%	P97
#24	GREEN DOT BK DBA BONNEVILLE	22653	31.97%	P97
#25	FIRST FS&LA OF GREENE CO	28706	31.68%	P97
#26	TD BANK USA NATIONAL ASSN	33947	31.20%	P97
#27	AMERIPRISE BANK FSB	58303	30.38%	P97
#28	SUTTON BANK	5962	30.34%	P97
#29	CHARLES SCHWAB BANK SSB	57450	30.15%	P97
#30	TEXAS EXCHANGE BANK	20099	30.06%	P97
#31	HELM BANK USA	32718	29.27%	P96
#32	FIDELITY BANK	28316	29.16%	P96
#33	INTERNATIONAL BK OF COM	25679	28.73%	P96
#34	WATERTOWN SAVINGS BANK	23298	28.39%	P96
#35	CONVERSE COUNTY BANK	12591	27.51%	P96
#36	FIRST NB&T CO OF NEWTOWN	7658	27.50%	P96
#37	MALAGA BANK FSB	32282	27.47%	P96
#38	CAPE ANN SAVINGS BANK	90203	27.40%	P96
#39	UBS BANK USA NATIONAL ASSN	57565	26.74%	P95
#40	COLUMN NATIONAL ASSN	58224	25.03%	P95
#41	TEXAS COMMUNITY BANK	24563	25.01%	P95
#42	AMERICAN MOMENTUM BANK	58309	24.90%	P95
#43	FIRST AMERICAN BANK&TRUST	8149	24.75%	P95
#44	BNY MELLON NATIONAL ASSN	7946	24.73%	P95
#45	ARMED FORCES BANK NA	4666	24.61%	P95
#46	UNITED BANK	172	24.35%	P95
#47	FARMERS BANK&TRUST	17614	24.28%	P94
#48	SMBC MANUBANK	18618	23.92%	P94
#49	FIRST NATIONAL BANK	14712	23.91%	P94
#50	FIRST SAVINGS BANK	32629	23.63%	P94

Related metrics

Other definitions from the same schedule or domain

Grouped by shared source schedule where derivable, otherwise by the same analytical domain — not a claim of statistical correlation.

Reported values and deterministic derived observations are research inputs, not ratings or predictions. Cohort composition changes over time; use peer reports for a controlled cohort comparison.