Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026

Capital · Versioned metric research

TOT LIAB, RESERVE & CAPITAL ACCOUNTS

TOT LIAB, RESERVE & CAPITAL ACCOUNTS, reported directly on FFIEC Call Report schedule RC in USD thousands. No derivation or missing-value substitution is applied. Open official FFIEC instructions ↗

v1 definition1 quarters104 current observationsUSD_THOUSANDS unit

Calculation contract

REPORTED(RC:RCON3300)

Source schedule: RC

Null policy: abstain if missing

Effective: 2026-03-31 to current

How every metric is acquired, derived, and validated →

Reading this page

Percentiles describe position, not merit.

P10 through P90 below mark where 104 banks' reported tot liab, reserve & capital accounts values fell for 2026-03-31 — the median (P50) splits that group in half; it is not a target. The trend chart above follows that median quarter to quarter, and the distribution chart traces the full P10–P90 band. A higher or lower reported value is not labeled favorable or unfavorable here — that depends on the metric, the institution's business model, and context this page does not assert.

Accessible line chart

TOT LIAB, RESERVE & CAPITAL ACCOUNTS — covered-bank median

View chart data as a table
PeriodValueRevisionEvent
2026-03-3121,269,053 reported unitNo markerNone

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Color is supplemented by shape and labels; reduced-motion users receive no chart animation.

Historical distribution

TOT LIAB, RESERVE & CAPITAL ACCOUNTS across covered banks

Median with interquartile and P10–P90 ranges across verified observations.

2026-03-31 latest period104 observations21,269,053 median14,919,229–32,840,233.75 interquartile range
View distribution data as a table
PeriodPopulationP10P25MedianP75P90
2026-03-3110412,169,511.414,919,22921,269,05332,840,233.7548,937,294.2

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Population can change with filings, failures, mergers and eligibility. Missing values are excluded, never converted to zero.

Current distribution

Percentile history

Percentiles exclude unavailable values; they do not convert missing observations to zero.

PeriodPopulationP10P25MedianP75P90
2026-03-3110412,169,511.414,919,22921,269,05332,840,233.7548,937,294.2

Institution drilldown

Highest reported values

  1. #1WESTERN ALLIANCE BANK98,766,387
  2. #2ZIONS BCORP N A87,956,932
  3. #3WEBSTER BANK NATIONAL ASSN85,527,350
  4. #4FIRST HORIZON BANK83,823,830
  5. #5SOUTHSTATE BANK NA67,870,584
  6. #6COLUMBIA BANK66,011,146
  7. #7CIBC BANK USA65,130,106
  8. #8BOKF NATIONAL ASSN53,492,601
  9. #9FROST BANK52,769,892
  10. #10FIRST NB OF PENNSYLVANIA50,421,258

Institution drilldown

Lowest reported values

  1. #95ORIENTAL BANK11,965,833
  2. #96FARMERS&MERCHANTS BK LONG BE11,856,598
  3. #97LENDINGCLUB BANK NA11,845,708
  4. #98FIRST FOUNDATION BANK11,343,543
  5. #99COLUMBIA BANK11,009,182
  6. #100STELLAR BANK10,888,501
  7. #101WASHINGTON TRUST BANK10,700,024
  8. #102AMARILLO NATIONAL BANK10,225,871
  9. #103ORIGIN BANK10,093,380
  10. #104CENTIER BANK10,084,903

Institution discovery

Search verified rankings by quarter

104 matched institutions · selected period 2026-03-31

RankInstitutionFDICValuePercentile
#1WESTERN ALLIANCE BANK5751298,766,387P100
#2ZIONS BCORP N A227087,956,932P99
#3WEBSTER BANK NATIONAL ASSN1822185,527,350P98
#4FIRST HORIZON BANK497783,823,830P97
#5SOUTHSTATE BANK NA3355567,870,584P96
#6COLUMBIA BANK1726666,011,146P95
#7CIBC BANK USA3330665,130,106P94
#8BOKF NATIONAL ASSN421453,492,601P93
#9FROST BANK551052,769,892P92
#10FIRST NB OF PENNSYLVANIA788850,421,258P91
#11SOFI BANK NATIONAL ASSN2688149,667,835P90
#12EVERBANK NATIONAL ASSN3477547,232,699P89
#13BARCLAYS BANK DELAWARE5720346,648,000P88
#14ASSOCIATED BANK NA529645,537,550P87
#15PROSPERITY BANK1683543,608,962P86
#16MIDFIRST BANK406342,109,827P85
#17BANK OZK11041,663,976P84
#18DEUTSCHE BANK TR CO AMERICAS62339,745,000P83
#19ATLANTIC UNION BANK3458937,228,893P83
#20COMMERCE BANK2499835,540,239P82
#21HANCOCK WHITNEY BANK1244135,533,297P81
#22BANKUNITED NATIONAL ASSN5897935,341,660P80
#23FIRST NATIONAL BANK OF OMAHA545234,725,218P79
#24BANC OF CALIFORNIA2404534,642,892P78
#25UNITED BANK2285833,609,082P77
#26TEXAS CAPITAL BANK3438333,205,747P76
#27TD BANK USA NATIONAL ASSN3394732,718,396P75
#28FULTON BANK NATIONAL ASSN755132,107,617P74
#29GLACIER BANK3078831,717,351P73
#30EASTERN BANK3277330,620,358P72
#31SALLIE MAE BANK5817729,457,314P71
#32FIRSTBANK1871429,362,572P70
#33CITY NB OF FLORIDA2023428,626,294P69
#34AXOS BANK3554628,237,712P68
#35UNITED COMMUNITY BANK1688928,114,413P67
#36ARVEST BANK872828,023,532P66
#37AMERIS BANK2050428,021,961P65
#38WAFD BANK2808827,552,061P64
#39WESBANCO BANK INC80327,420,438P63
#40RENASANT BANK1243727,090,994P62
#41FIRST INTERSTATE BANK110526,361,352P61
#42CUSTOMERS BANK3444425,862,378P60
#43AMERIPRISE BANK FSB5830325,514,060P59
#44PROVIDENT BANK1201025,187,481P58
#45ROCKLAND TRUST CO971224,787,974P57
#46SIMMONS BANK389024,649,062P56
#47TRISTATE CAPITAL BANK5845723,247,121P55
#48CENTENNIAL BANK1124123,028,965P54
#49TOWNEBANK3509522,358,708P53
#50BEACON BANK&TRUST1779822,181,187P52

Related metrics

Other definitions from the same schedule or domain

Grouped by shared source schedule where derivable, otherwise by the same analytical domain — not a claim of statistical correlation.

Reported values and deterministic derived observations are research inputs, not ratings or predictions. Cohort composition changes over time; use peer reports for a controlled cohort comparison.