Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026 · catalog mismatch
Q2 2026 · 4,313 institutions · refreshed 8/27/2026

Other · Versioned metric research

Net worth ratio

Federally insured credit unions; as reported by NCUA. Reported by NCUA (net worth / total assets per NCUA's own definition); stored as a fraction. Source: NCUA 5300 Call Report quarterly data (ncua_5300). Open official FFIEC instructions ↗

v1 definition1 quarters4250 current observationsRATIO unit

Calculation contract

NCUA 5300 FS220A ACCT_998 / 10000

Source schedule: Not derivable from this formula

Null policy: abstain if missing

Effective: 2026-03-31 to current

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Reading this page

Percentiles describe position, not merit.

P10 through P90 below mark where 4250 banks' reported net worth ratio values fell for 2026-03-31 — the median (P50) splits that group in half; it is not a target. The trend chart above follows that median quarter to quarter, and the distribution chart traces the full P10–P90 band. A higher or lower reported value is not labeled favorable or unfavorable here — that depends on the metric, the institution's business model, and context this page does not assert.

Accessible line chart

Net worth ratio — covered-bank median

View chart data as a table
PeriodValueRevisionEvent
2026-03-3112.45 percentNo markerNone

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Color is supplemented by shape and labels; reduced-motion users receive no chart animation.

Historical distribution

Net worth ratio across covered banks

Median with interquartile and P10–P90 ranges across verified observations.

2026-03-31 latest period4,250 observations12.45% median10.16%–16.24% interquartile range
View distribution data as a table
PeriodPopulationP10P25MedianP75P90
2026-03-314,2508.79%10.16%12.45%16.24%22.17%

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Population can change with filings, failures, mergers and eligibility. Missing values are excluded, never converted to zero.

Current distribution

Percentile history

Percentiles exclude unavailable values; they do not convert missing observations to zero.

PeriodPopulationP10P25MedianP75P90
2026-03-3142508.79%10.16%12.45%16.24%22.17%

Institution drilldown

Highest reported values

    Institution drilldown

    Lowest reported values

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      Related metrics

      Other definitions from the same schedule or domain

      Grouped by shared source schedule where derivable, otherwise by the same analytical domain — not a claim of statistical correlation.

      Reported values and deterministic derived observations are research inputs, not ratings or predictions. Cohort composition changes over time; use peer reports for a controlled cohort comparison.