How is Net loans and leases calculated?

LNLSNET. Null policy: abstain if missing.

What source schedule does Net loans and leases come from?

Not derivable from this formula alone; see the definition version history on this page.

How many banks reported Net loans and leases for 2026-06-30?

1067 banks reported a verified value for 2026-06-30. Institutions with an unavailable or unverified value are excluded, never counted as zero.

Other · Versioned metric research

Net loans and leases

Net loans and leases, derived from LNLSNET. Open official FFIEC instructions ↗

v1 definition2 quarters1067 current observationsUSD_THOUSANDS unit

Calculation contract

`LNLSNET`

Source schedule: Not derivable from this formula

Null policy: abstain if missing

Effective: 2016-01-01 to current

How every metric is acquired, derived, and validated →

Reading this page

Percentiles describe position, not merit.

P10 through P90 below mark where 1067 banks' reported net loans and leases values fell for 2026-06-30 — the median (P50) splits that group in half; it is not a target. The trend chart above follows that median quarter to quarter, and the distribution chart traces the full P10–P90 band. A higher or lower reported value is not labeled favorable or unfavorable here — that depends on the metric, the institution's business model, and context this page does not assert.

Accessible line chart

Net loans and leases — covered-bank median

View chart data as a table

Period	Value	Revision	Event
2026-03-31	1,687,740 reported unit	No marker	None
2026-06-30	1,704,041 reported unit	No marker	None

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Color is supplemented by shape and labels; reduced-motion users receive no chart animation.

Historical distribution

Net loans and leases across covered banks

Median with interquartile and P10–P90 ranges across verified observations.

2026-06-30 latest period1,067 observations1,704,041 median952,040.5–3,965,970 interquartile range

View distribution data as a table

Period	Population	P10	P25	Median	P75	P90
2026-06-30	1,067	760,067.4	952,040.5	1,704,041	3,965,970	13,186,692.2
2026-03-31	1,065	763,958.2	958,102	1,687,740	4,006,584	13,239,162

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Population can change with filings, failures, mergers and eligibility. Missing values are excluded, never converted to zero.

Current distribution

Percentile history

Percentiles exclude unavailable values; they do not convert missing observations to zero.

Period	Population	P10	P25	Median	P75	P90
2026-06-30	1067	760,067.4	952,040.5	1,704,041	3,965,970	13,186,692.2
2026-03-31	1065	763,958.2	958,102	1,687,740	4,006,584	13,239,162

Institution drilldown

Highest reported values

#1JPMORGAN CHASE BANK NA1,535,635,000
#2BANK OF AMERICA NA1,198,387,000
#3WELLS FARGO BANK NA983,880,000
#4CITIBANK NATIONAL ASSN739,497,000
#5CAPITAL ONE NATIONAL ASSN434,466,000
#6U S BANK NATIONAL ASSN405,692,197
#7PNC BANK NATIONAL ASSN364,861,213
#8TRUIST BANK327,174,000
#9GOLDMAN SACHS BANK USA247,588,000
#10HUNTINGTON NATIONAL BANK187,937,986

Institution drilldown

Lowest reported values

Institution discovery

Search verified rankings by quarter

1,067 matched institutions · selected period 2026-06-30

Reporting quarterBank name or FDIC certificateOrder

Rank	Institution	FDIC	Value	Percentile
#1	JPMORGAN CHASE BANK NA	628	1,535,635,000	P100
#2	BANK OF AMERICA NA	3510	1,198,387,000	P100
#3	WELLS FARGO BANK NA	3511	983,880,000	P100
#4	CITIBANK NATIONAL ASSN	7213	739,497,000	P100
#5	CAPITAL ONE NATIONAL ASSN	4297	434,466,000	P100
#6	U S BANK NATIONAL ASSN	6548	405,692,197	P100
#7	PNC BANK NATIONAL ASSN	6384	364,861,213	P99
#8	TRUIST BANK	9846	327,174,000	P99
#9	GOLDMAN SACHS BANK USA	33124	247,588,000	P99
#10	HUNTINGTON NATIONAL BANK	6560	187,937,986	P99
#11	MORGAN STANLEY PRIVATE BK NA	34221	186,876,000	P99
#12	FIFTH THIRD BANK NA	6672	176,476,000	P99
#13	AMERICAN EXPRESS NB	27471	166,714,024	P99
#14	TD BANK NATIONAL ASSN	18409	162,610,183	P99
#15	FIRST-CITIZENS BANK&TRUST CO	11063	149,640,000	P99
#16	CITIZENS BANK NATIONAL ASSN	57957	147,274,768	P99
#17	MANUFACTURERS&TRADERS TR CO	588	141,120,000	P98
#18	ALLY BANK	57803	140,308,000	P98
#19	BMO BANK NATIONAL ASSN	16571	139,419,199	P98
#20	MORGAN STANLEY BANK NA	32992	114,507,000	P98
#21	KEYBANK NATIONAL ASSN	17534	110,354,992	P98
#22	REGIONS BANK	12368	98,302,000	P98
#23	UBS BANK USA NATIONAL ASSN	57565	92,938,861	P98
#24	SYNCHRONY BANK	27314	88,698,000	P98
#25	PINNACLE BANK	35583	87,766,924	P98
#26	CITY NATIONAL BANK	17281	68,462,734	P98
#27	CHARLES SCHWAB BANK SSB	57450	67,242,000	P98
#28	FIRST HORIZON BANK	4977	65,131,053	P97
#29	WESTERN ALLIANCE BANK	57512	65,087,517	P97
#30	ZIONS BCORP N A	2270	61,895,145	P97
#31	FLAGSTAR BANK NATIONAL ASSN	32541	60,325,866	P97
#32	EAST WEST BANK	31628	58,119,285	P97
#33	SANTANDER BANK N A	29950	57,266,554	P97
#34	WEBSTER BANK NATIONAL ASSN	18221	57,158,021	P97
#35	HSBC BANK USA NATIONAL ASSN	57890	54,989,058	P97
#36	STATE STREET BANK&TRUST CO	14	52,208,000	P97
#37	VALLEY NATIONAL BANK	9396	51,886,012	P97
#38	SOUTHSTATE BANK NA	33555	50,665,649	P97
#39	OLD NATIONAL BANK	3832	50,235,681	P96
#40	COLUMBIA BANK	17266	46,768,868	P96
#41	SOFI BANK NATIONAL ASSN	26881	46,666,253	P96
#42	BANK OF NEW YORK MELLON	639	46,459,000	P96
#43	USAA FEDERAL SAVINGS BANK	32188	44,322,000	P96
#44	NORTHERN TRUST CO	913	43,661,191	P96
#45	CIBC BANK USA	33306	42,832,220	P96
#46	UMB BANK NATIONAL ASSN	8273	40,719,150	P96
#47	BANCO BILBAO VIZCAYA SA	33690	39,175,477	P96
#48	RAYMOND JAMES BANK	33893	36,826,151	P96
#49	EVERBANK NATIONAL ASSN	34775	36,753,483	P95
#50	ASSOCIATED BANK NA	5296	36,132,801	P95

Related metrics

Other definitions from the same schedule or domain

Grouped by shared source schedule where derivable, otherwise by the same analytical domain — not a claim of statistical correlation.

Reported values and deterministic derived observations are research inputs, not ratings or predictions. Cohort composition changes over time; use peer reports for a controlled cohort comparison.