Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026

Other · Versioned metric research

INTEREST ACCRUED & UNPAID ON DEPS

INTEREST ACCRUED & UNPAID ON DEPS, reported directly on FFIEC Call Report schedule RCG in USD thousands. No derivation or missing-value substitution is applied. Open official FFIEC instructions ↗

v1 definition1 quarters154 current observationsUSD_THOUSANDS unit

Calculation contract

REPORTED(RCG:RCON3645)

Source schedule: RCG

Null policy: abstain if missing

Effective: 2026-03-31 to current

How every metric is acquired, derived, and validated →

Reading this page

Percentiles describe position, not merit.

P10 through P90 below mark where 154 banks' reported interest accrued & unpaid on deps values fell for 2026-03-31 — the median (P50) splits that group in half; it is not a target. The trend chart above follows that median quarter to quarter, and the distribution chart traces the full P10–P90 band. A higher or lower reported value is not labeled favorable or unfavorable here — that depends on the metric, the institution's business model, and context this page does not assert.

Accessible line chart

INTEREST ACCRUED & UNPAID ON DEPS — covered-bank median

View chart data as a table
PeriodValueRevisionEvent
2026-03-3122,356.5 reported unitNo markerNone

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Color is supplemented by shape and labels; reduced-motion users receive no chart animation.

Historical distribution

INTEREST ACCRUED & UNPAID ON DEPS across covered banks

Median with interquartile and P10–P90 ranges across verified observations.

2026-03-31 latest period154 observations22,356.5 median8,412.5–53,919.5 interquartile range
View distribution data as a table
PeriodPopulationP10P25MedianP75P90
2026-03-311543,782.68,412.522,356.553,919.5129,675.5

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Population can change with filings, failures, mergers and eligibility. Missing values are excluded, never converted to zero.

Current distribution

Percentile history

Percentiles exclude unavailable values; they do not convert missing observations to zero.

PeriodPopulationP10P25MedianP75P90
2026-03-311543,782.68,412.522,356.553,919.5129,675.5

Institution drilldown

Highest reported values

  1. #1JPMORGAN CHASE BANK NA1,805,000
  2. #2BANK OF AMERICA NA1,595,000
  3. #3WELLS FARGO BANK NA1,513,000
  4. #4GOLDMAN SACHS BANK USA904,000
  5. #5CITIBANK NATIONAL ASSN780,000
  6. #6MORGAN STANLEY BANK NA657,000
  7. #7ALLY BANK628,000
  8. #8MORGAN STANLEY PRIVATE BK NA536,000
  9. #9U S BANK NATIONAL ASSN355,550
  10. #10CAPITAL ONE NATIONAL ASSN341,000

Institution drilldown

Lowest reported values

  1. #145CHARLES SCHWAB TRUST BANK2,212
  2. #146AXOS BANK1,837
  3. #147FARMERS&MERCHANTS BK LONG BE1,432
  4. #148TEXAS CAPITAL BANK1,184
  5. #149CITIZENS BUSINESS BANK NA868
  6. #150COLUMBIA BANK811
  7. #151LIVE OAK BANKING CO573
  8. #152TD BANK USA NATIONAL ASSN263
  9. #153AMERIPRISE BANK FSB165
  10. #154CHARLES SCHWAB PREMIER BK SS0

Institution discovery

Search verified rankings by quarter

154 matched institutions · selected period 2026-03-31

RankInstitutionFDICValuePercentile
#1JPMORGAN CHASE BANK NA6281,805,000P100
#2BANK OF AMERICA NA35101,595,000P99
#3WELLS FARGO BANK NA35111,513,000P99
#4GOLDMAN SACHS BANK USA33124904,000P98
#5CITIBANK NATIONAL ASSN7213780,000P97
#6MORGAN STANLEY BANK NA32992657,000P97
#7ALLY BANK57803628,000P96
#8MORGAN STANLEY PRIVATE BK NA34221536,000P95
#9U S BANK NATIONAL ASSN6548355,550P95
#10CAPITAL ONE NATIONAL ASSN4297341,000P94
#11TRUIST BANK9846338,000P93
#12AMERICAN EXPRESS NB27471279,872P93
#13HUNTINGTON NATIONAL BANK6560260,001P92
#14SYNCHRONY BANK27314160,000P92
#15HSBC BANK USA NATIONAL ASSN57890148,906P91
#16BMO BANK NATIONAL ASSN16571129,965P90
#17REGIONS BANK12368129,000P90
#18PNC BANK NATIONAL ASSN6384124,752P89
#19BANK OF NEW YORK MELLON639119,000P88
#20TOYOTA FINANCIAL SB57542114,553P88
#21PINNACLE BANK35583107,601P87
#22SAFRA NB OF NEW YORK2687699,697P86
#23FIRST HORIZON BANK497794,146P86
#24WESTERN ALLIANCE BANK5751293,919P85
#25CITIZENS BANK NATIONAL ASSN5795792,314P84
#26MANUFACTURERS&TRADERS TR CO58889,000P84
#27BMW BANK OF NORTH AMERICA3514180,427P83
#28FIFTH THIRD BANK NA667277,000P82
#29VALLEY NATIONAL BANK939673,967P82
#30TD BANK NATIONAL ASSN1840972,269P81
#31ASSOCIATED BANK NA529670,120P80
#32UBS BANK USA NATIONAL ASSN5756567,447P80
#33BANK OF HOPE2661067,003P79
#34UMB BANK NATIONAL ASSN827366,244P78
#35FIRST-CITIZENS BANK&TRUST CO1106365,000P78
#36SANTANDER BANK N A2995063,280P77
#37ZIONS BCORP N A227059,618P76
#38BNY MELLON NATIONAL ASSN794656,000P76
#39STATE STREET BANK&TRUST CO1455,000P75
#40SALLIE MAE BANK5817750,678P75
#41BANK OF AMERICA CA NA2517847,000P74
#42OLD NATIONAL BANK383243,740P73
#43KEYBANK NATIONAL ASSN1753443,123P73
#44BANK OZK11041,369P72
#45CIBC BANK USA3330640,068P71
#46FIRST FOUNDATION BANK5864739,648P71
#47FROST BANK551039,353P70
#48CHARLES SCHWAB BANK SSB5745039,000P69
#49NORTHERN TRUST CO91338,927P69
#50RENASANT BANK1243737,708P68

Related metrics

Other definitions from the same schedule or domain

Grouped by shared source schedule where derivable, otherwise by the same analytical domain — not a claim of statistical correlation.

Reported values and deterministic derived observations are research inputs, not ratings or predictions. Cohort composition changes over time; use peer reports for a controlled cohort comparison.