Other · Versioned metric research
ALL0WANCE FOR CREDIT LOSSES OFF B/S
ALL0WANCE FOR CREDIT LOSSES OFF B/S, reported directly on FFIEC Call Report schedule RCG in USD thousands. No derivation or missing-value substitution is applied. Open official FFIEC instructions ↗
Calculation contract
REPORTED(RCG:RCONB557)
Source schedule: RCG
Null policy: abstain if missing
Effective: 2026-03-31 to current
Percentiles describe position, not merit.
P10 through P90 below mark where 104 banks' reported all0wance for credit losses off b/s values fell for 2026-03-31 — the median (P50) splits that group in half; it is not a target. The trend chart above follows that median quarter to quarter, and the distribution chart traces the full P10–P90 band. A higher or lower reported value is not labeled favorable or unfavorable here — that depends on the metric, the institution's business model, and context this page does not assert.
Accessible line chart
ALL0WANCE FOR CREDIT LOSSES OFF B/S — covered-bank median
View chart data as a table
| Period | Value | Revision | Event |
|---|---|---|---|
| 2026-03-31 | 11,193 reported unit | No marker | None |
Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Color is supplemented by shape and labels; reduced-motion users receive no chart animation.
Historical distribution
ALL0WANCE FOR CREDIT LOSSES OFF B/S across covered banks
Median with interquartile and P10–P90 ranges across verified observations.
View distribution data as a table
| Period | Population | P10 | P25 | Median | P75 | P90 |
|---|---|---|---|---|---|---|
| 2026-03-31 | 104 | 881 | 4,000 | 11,193 | 22,594.75 | 38,787 |
Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Population can change with filings, failures, mergers and eligibility. Missing values are excluded, never converted to zero.
Current distribution
Percentile history
Percentiles exclude unavailable values; they do not convert missing observations to zero.
| Period | Population | P10 | P25 | Median | P75 | P90 |
|---|---|---|---|---|---|---|
| 2026-03-31 | 104 | 881 | 4,000 | 11,193 | 22,594.75 | 38,787 |
Institution drilldown
Highest reported values
- #1BANK OZK148,515
- #2CIBC BANK USA121,266
- #3FIRST HORIZON BANK95,586
- #4SOUTHSTATE BANK NA69,229
- #5TEXAS CAPITAL BANK61,013
- #6WESTERN ALLIANCE BANK53,308
- #7AMERIS BANK52,004
- #8BOKF NATIONAL ASSN50,484
- #9FROST BANK47,582
- #10ZIONS BCORP N A46,130
Institution drilldown
Lowest reported values
- #95BANCFIRST730
- #96SERVISFIRST BANK647
- #97NEXBANK537
- #98CENTRAL TRUST BANK369
- #99TD BANK USA NATIONAL ASSN231
- #100TOYOTA FINANCIAL SB216
- #101AMERIPRISE BANK FSB9
- #102SOFI BANK NATIONAL ASSN0
- #102BMW BANK OF NORTH AMERICA0
- #102COMENITY CAPITAL BANK0
Institution discovery
Search verified rankings by quarter
104 matched institutions · selected period 2026-03-31
| Rank | Institution | FDIC | Value | Percentile |
|---|---|---|---|---|
| #1 | BANK OZK | 110 | 148,515 | P100 |
| #2 | CIBC BANK USA | 33306 | 121,266 | P99 |
| #3 | FIRST HORIZON BANK | 4977 | 95,586 | P98 |
| #4 | SOUTHSTATE BANK NA | 33555 | 69,229 | P97 |
| #5 | TEXAS CAPITAL BANK | 34383 | 61,013 | P96 |
| #6 | WESTERN ALLIANCE BANK | 57512 | 53,308 | P95 |
| #7 | AMERIS BANK | 20504 | 52,004 | P94 |
| #8 | BOKF NATIONAL ASSN | 4214 | 50,484 | P93 |
| #9 | FROST BANK | 5510 | 47,582 | P92 |
| #10 | ZIONS BCORP N A | 2270 | 46,130 | P91 |
| #11 | ASSOCIATED BANK NA | 5296 | 39,276 | P90 |
| #12 | PROSPERITY BANK | 16835 | 37,646 | P89 |
| #13 | UNITED BANK | 22858 | 37,047 | P88 |
| #14 | CENTENNIAL BANK | 11241 | 36,083 | P87 |
| #15 | BANC OF CALIFORNIA | 24045 | 34,922 | P86 |
| #16 | RENASANT BANK | 12437 | 33,683 | P85 |
| #17 | OPTUM BANK INC | 57408 | 33,000 | P84 |
| #18 | GLACIER BANK | 30788 | 32,523 | P83 |
| #19 | HANCOCK WHITNEY BANK | 12441 | 32,379 | P83 |
| #20 | ATLANTIC UNION BANK | 34589 | 30,827 | P82 |
| #21 | THIRD FS&LA OF CLEVELAND | 30012 | 29,950 | P81 |
| #22 | TRUSTMARK BANK | 4988 | 26,003 | P80 |
| #23 | SIMMONS BANK | 3890 | 25,628 | P79 |
| #24 | FIRSTBANK | 18714 | 25,025 | P78 |
| #25 | SALLIE MAE BANK | 58177 | 23,755 | P77 |
| #26 | WEBSTER BANK NATIONAL ASSN | 18221 | 22,879 | P76 |
| #27 | WAFD BANK | 28088 | 22,500 | P75 |
| #28 | CITY NB OF FLORIDA | 20234 | 19,679 | P74 |
| #29 | FIRST NB OF PENNSYLVANIA | 7888 | 19,658 | P73 |
| #30 | FIRST NATIONAL BANK OF OMAHA | 5452 | 19,224 | P72 |
| #31 | STIFEL BANK | 57358 | 19,077 | P71 |
| #32 | COLUMBIA BANK | 17266 | 18,829 | P70 |
| #33 | FIRST MERCHANTS BANK | 4365 | 18,500 | P69 |
| #34 | AXOS BANK | 35546 | 17,775 | P68 |
| #35 | COMMERCE BANK | 24998 | 17,699 | P67 |
| #36 | UNITED COMMUNITY BANK | 16889 | 17,600 | P66 |
| #37 | MIDFIRST BANK | 4063 | 17,318 | P65 |
| #38 | LIVE OAK BANKING CO | 58665 | 16,880 | P64 |
| #39 | BEACON BANK&TRUST | 17798 | 16,555 | P63 |
| #40 | EASTERN BANK | 32773 | 16,195 | P62 |
| #41 | EVERBANK NATIONAL ASSN | 34775 | 15,908 | P61 |
| #42 | STELLAR BANK | 58629 | 15,541 | P60 |
| #43 | FIRSTBANK | 8663 | 15,398 | P59 |
| #44 | FULTON BANK NATIONAL ASSN | 7551 | 14,830 | P58 |
| #45 | BUSEY BANK | 16450 | 13,629 | P57 |
| #46 | BANNER BANK | 28489 | 12,903 | P56 |
| #47 | FARMERS&MERCHANTS BK LONG BE | 1225 | 12,900 | P55 |
| #48 | WILMINGTON SVG FUND SOCIETY | 17838 | 12,760 | P54 |
| #49 | WASHINGTON TRUST BANK | 1281 | 12,658 | P53 |
| #50 | NORTHWEST BANK | 28178 | 12,100 | P52 |
Related metrics
Other definitions from the same schedule or domain
Grouped by shared source schedule where derivable, otherwise by the same analytical domain — not a claim of statistical correlation.
Reported values and deterministic derived observations are research inputs, not ratings or predictions. Cohort composition changes over time; use peer reports for a controlled cohort comparison.