Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026

Other · Versioned metric research

ALL0WANCE FOR CREDIT LOSSES OFF B/S

ALL0WANCE FOR CREDIT LOSSES OFF B/S, reported directly on FFIEC Call Report schedule RCG in USD thousands. No derivation or missing-value substitution is applied. Open official FFIEC instructions ↗

v1 definition1 quarters104 current observationsUSD_THOUSANDS unit

Calculation contract

REPORTED(RCG:RCONB557)

Source schedule: RCG

Null policy: abstain if missing

Effective: 2026-03-31 to current

How every metric is acquired, derived, and validated →

Reading this page

Percentiles describe position, not merit.

P10 through P90 below mark where 104 banks' reported all0wance for credit losses off b/s values fell for 2026-03-31 — the median (P50) splits that group in half; it is not a target. The trend chart above follows that median quarter to quarter, and the distribution chart traces the full P10–P90 band. A higher or lower reported value is not labeled favorable or unfavorable here — that depends on the metric, the institution's business model, and context this page does not assert.

Accessible line chart

ALL0WANCE FOR CREDIT LOSSES OFF B/S — covered-bank median

View chart data as a table
PeriodValueRevisionEvent
2026-03-3111,193 reported unitNo markerNone

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Color is supplemented by shape and labels; reduced-motion users receive no chart animation.

Historical distribution

ALL0WANCE FOR CREDIT LOSSES OFF B/S across covered banks

Median with interquartile and P10–P90 ranges across verified observations.

2026-03-31 latest period104 observations11,193 median4,000–22,594.75 interquartile range
View distribution data as a table
PeriodPopulationP10P25MedianP75P90
2026-03-311048814,00011,19322,594.7538,787

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Population can change with filings, failures, mergers and eligibility. Missing values are excluded, never converted to zero.

Current distribution

Percentile history

Percentiles exclude unavailable values; they do not convert missing observations to zero.

PeriodPopulationP10P25MedianP75P90
2026-03-311048814,00011,19322,594.7538,787

Institution drilldown

Highest reported values

  1. #1BANK OZK148,515
  2. #2CIBC BANK USA121,266
  3. #3FIRST HORIZON BANK95,586
  4. #4SOUTHSTATE BANK NA69,229
  5. #5TEXAS CAPITAL BANK61,013
  6. #6WESTERN ALLIANCE BANK53,308
  7. #7AMERIS BANK52,004
  8. #8BOKF NATIONAL ASSN50,484
  9. #9FROST BANK47,582
  10. #10ZIONS BCORP N A46,130

Institution drilldown

Lowest reported values

  1. #95BANCFIRST730
  2. #96SERVISFIRST BANK647
  3. #97NEXBANK537
  4. #98CENTRAL TRUST BANK369
  5. #99TD BANK USA NATIONAL ASSN231
  6. #100TOYOTA FINANCIAL SB216
  7. #101AMERIPRISE BANK FSB9
  8. #102SOFI BANK NATIONAL ASSN0
  9. #102BMW BANK OF NORTH AMERICA0
  10. #102COMENITY CAPITAL BANK0

Institution discovery

Search verified rankings by quarter

104 matched institutions · selected period 2026-03-31

RankInstitutionFDICValuePercentile
#1BANK OZK110148,515P100
#2CIBC BANK USA33306121,266P99
#3FIRST HORIZON BANK497795,586P98
#4SOUTHSTATE BANK NA3355569,229P97
#5TEXAS CAPITAL BANK3438361,013P96
#6WESTERN ALLIANCE BANK5751253,308P95
#7AMERIS BANK2050452,004P94
#8BOKF NATIONAL ASSN421450,484P93
#9FROST BANK551047,582P92
#10ZIONS BCORP N A227046,130P91
#11ASSOCIATED BANK NA529639,276P90
#12PROSPERITY BANK1683537,646P89
#13UNITED BANK2285837,047P88
#14CENTENNIAL BANK1124136,083P87
#15BANC OF CALIFORNIA2404534,922P86
#16RENASANT BANK1243733,683P85
#17OPTUM BANK INC5740833,000P84
#18GLACIER BANK3078832,523P83
#19HANCOCK WHITNEY BANK1244132,379P83
#20ATLANTIC UNION BANK3458930,827P82
#21THIRD FS&LA OF CLEVELAND3001229,950P81
#22TRUSTMARK BANK498826,003P80
#23SIMMONS BANK389025,628P79
#24FIRSTBANK1871425,025P78
#25SALLIE MAE BANK5817723,755P77
#26WEBSTER BANK NATIONAL ASSN1822122,879P76
#27WAFD BANK2808822,500P75
#28CITY NB OF FLORIDA2023419,679P74
#29FIRST NB OF PENNSYLVANIA788819,658P73
#30FIRST NATIONAL BANK OF OMAHA545219,224P72
#31STIFEL BANK5735819,077P71
#32COLUMBIA BANK1726618,829P70
#33FIRST MERCHANTS BANK436518,500P69
#34AXOS BANK3554617,775P68
#35COMMERCE BANK2499817,699P67
#36UNITED COMMUNITY BANK1688917,600P66
#37MIDFIRST BANK406317,318P65
#38LIVE OAK BANKING CO5866516,880P64
#39BEACON BANK&TRUST1779816,555P63
#40EASTERN BANK3277316,195P62
#41EVERBANK NATIONAL ASSN3477515,908P61
#42STELLAR BANK5862915,541P60
#43FIRSTBANK866315,398P59
#44FULTON BANK NATIONAL ASSN755114,830P58
#45BUSEY BANK1645013,629P57
#46BANNER BANK2848912,903P56
#47FARMERS&MERCHANTS BK LONG BE122512,900P55
#48WILMINGTON SVG FUND SOCIETY1783812,760P54
#49WASHINGTON TRUST BANK128112,658P53
#50NORTHWEST BANK2817812,100P52

Related metrics

Other definitions from the same schedule or domain

Grouped by shared source schedule where derivable, otherwise by the same analytical domain — not a claim of statistical correlation.

Reported values and deterministic derived observations are research inputs, not ratings or predictions. Cohort composition changes over time; use peer reports for a controlled cohort comparison.