Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
Q2 2026 · 4,313 institutions · refreshed 8/27/2026

Other · Versioned metric research

COMMERCIAL LETTERS OF CREDIT

COMMERCIAL LETTERS OF CREDIT, reported directly on FFIEC Call Report schedule RCL in USD thousands. No derivation or missing-value substitution is applied. Open official FFIEC instructions ↗

v1 definition1 quarters104 current observationsUSD_THOUSANDS unit

Calculation contract

REPORTED(RCL:RCON3411)

Source schedule: RCL

Null policy: abstain if missing

Effective: 2026-03-31 to current

How every metric is acquired, derived, and validated →

Reading this page

Percentiles describe position, not merit.

P10 through P90 below mark where 104 banks' reported commercial letters of credit values fell for 2026-03-31 — the median (P50) splits that group in half; it is not a target. The trend chart above follows that median quarter to quarter, and the distribution chart traces the full P10–P90 band. A higher or lower reported value is not labeled favorable or unfavorable here — that depends on the metric, the institution's business model, and context this page does not assert.

Accessible line chart

COMMERCIAL LETTERS OF CREDIT — covered-bank median

View chart data as a table
PeriodValueRevisionEvent
2026-03-310 reported unitNo markerNone

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Color is supplemented by shape and labels; reduced-motion users receive no chart animation.

Historical distribution

COMMERCIAL LETTERS OF CREDIT across covered banks

Median with interquartile and P10–P90 ranges across verified observations.

2026-03-31 latest period104 observations0 median0–595 interquartile range
View distribution data as a table
PeriodPopulationP10P25MedianP75P90
2026-03-3110400059517,160.6

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Population can change with filings, failures, mergers and eligibility. Missing values are excluded, never converted to zero.

Current distribution

Percentile history

Percentiles exclude unavailable values; they do not convert missing observations to zero.

PeriodPopulationP10P25MedianP75P90
2026-03-3110400059517,160.6

Institution drilldown

Highest reported values

  1. #1SERVISFIRST BANK85,354
  2. #2ORIGIN BANK66,999
  3. #3WESTERN ALLIANCE BANK51,794
  4. #4ISRAEL DISCOUNT BANK OF NY42,527
  5. #5ZIONS BCORP N A40,878
  6. #6WEBSTER BANK NATIONAL ASSN39,887
  7. #7COMMUNITY BANK NATIONAL ASSN37,949
  8. #8BANK OF HOPE30,475
  9. #9FULTON BANK NATIONAL ASSN30,194
  10. #10COLUMBIA BANK24,610

Institution drilldown

Lowest reported values

    Institution discovery

    Search verified rankings by quarter

    104 matched institutions · selected period 2026-03-31

    RankInstitutionFDICValuePercentile
    #1SERVISFIRST BANK5799385,354P100
    #2ORIGIN BANK1261466,999P99
    #3WESTERN ALLIANCE BANK5751251,794P98
    #4ISRAEL DISCOUNT BANK OF NY1997742,527P97
    #5ZIONS BCORP N A227040,878P96
    #6WEBSTER BANK NATIONAL ASSN1822139,887P95
    #7COMMUNITY BANK NATIONAL ASSN698937,949P94
    #8BANK OF HOPE2661030,475P93
    #9FULTON BANK NATIONAL ASSN755130,194P92
    #10COLUMBIA BANK2883424,610P91
    #11BANKUNITED NATIONAL ASSN5897920,616P90
    #12FIRST INTERSTATE BANK11059,098P89
    #13BEACON BANK&TRUST177987,733P88
    #14PARK NATIONAL BANK66536,742P87
    #15BUSEY BANK164504,410P86
    #16CIBC BANK USA333064,376P85
    #17STELLAR BANK586292,781P84
    #18UNITED BANK228582,761P83
    #19FROST BANK55102,547P83
    #20OCEANFIRST BANK NA283592,392P82
    #21ASSOCIATED BANK NA52962,047P81
    #22BOKF NATIONAL ASSN42141,848P80
    #23COMMERCE BANK249981,761P79
    #24ARVEST BANK87281,346P78
    #25WILMINGTON SVG FUND SOCIETY178381,082P77
    #26TRISTATE CAPITAL BANK58457673P76
    #27FIRST COMMONWEALTH BANK7468569P75
    #28CENTRAL TRUST BANK12633565P74
    #29ENTERPRISE BANK&TRUST27237422P73
    #30CITIZENS BUSINESS BANK NA21716343P72
    #31EASTERN BANK32773341P71
    #32PROSPERITY BANK16835307P70
    #33BELL BANK19581300P69
    #34HANCOCK WHITNEY BANK12441188P68
    #35ATLANTIC UNION BANK34589100P67
    #36FIRST HORIZON BANK497787P66
    #37ORIENTAL BANK3146974P65
    #38CUSTOMERS BANK3444411P64
    #39FIRST MERCHANTS BANK43650P63
    #39DIME COMMUNITY BANK69760P63
    #39SEACOAST NATIONAL BANK1310P63
    #39WASHINGTON TRUST BANK12810P63
    #39BANK OZK1100P63
    #39COLUMBIA BANK172660P63
    #39PROVIDENT BANK120100P63
    #39DEUTSCHE BANK TR CO AMERICAS6230P63
    #39FIRST BANK150190P63
    #39APPLE BANK160680P63
    #39LENDINGCLUB BANK NA325510P63
    #39FIRSTBANK187140P63

    Related metrics

    Other definitions from the same schedule or domain

    Grouped by shared source schedule where derivable, otherwise by the same analytical domain — not a claim of statistical correlation.

    Reported values and deterministic derived observations are research inputs, not ratings or predictions. Cohort composition changes over time; use peer reports for a controlled cohort comparison.