Research terminalQ2 2026 · 4,313 institutions · refreshed 8/27/2026
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Q2 2026 · 4,313 institutions · refreshed 8/27/2026

Liquidity & funding · Versioned metric research

ESTIMATE OF UNINSURED DEPOSITS

ESTIMATE OF UNINSURED DEPOSITS, reported directly on FFIEC Call Report schedule RCO in USD thousands. No derivation or missing-value substitution is applied. Open official FFIEC instructions ↗

v1 definition1 quarters154 current observationsUSD_THOUSANDS unit

Calculation contract

REPORTED(RCO:RCON5597)

Source schedule: RCO

Null policy: abstain if missing

Effective: 2026-03-31 to current

How every metric is acquired, derived, and validated →

Reading this page

Percentiles describe position, not merit.

P10 through P90 below mark where 154 banks' reported estimate of uninsured deposits values fell for 2026-03-31 — the median (P50) splits that group in half; it is not a target. The trend chart above follows that median quarter to quarter, and the distribution chart traces the full P10–P90 band. A higher or lower reported value is not labeled favorable or unfavorable here — that depends on the metric, the institution's business model, and context this page does not assert.

Accessible line chart

ESTIMATE OF UNINSURED DEPOSITS — covered-bank median

View chart data as a table
PeriodValueRevisionEvent
2026-03-318,158,019 reported unitNo markerNone

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Color is supplemented by shape and labels; reduced-motion users receive no chart animation.

Historical distribution

ESTIMATE OF UNINSURED DEPOSITS across covered banks

Median with interquartile and P10–P90 ranges across verified observations.

2026-03-31 latest period154 observations8,158,019 median4,482,538.25–24,814,358.75 interquartile range
View distribution data as a table
PeriodPopulationP10P25MedianP75P90
2026-03-311542,337,553.34,482,538.258,158,01924,814,358.7590,127,825.9

Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Population can change with filings, failures, mergers and eligibility. Missing values are excluded, never converted to zero.

Current distribution

Percentile history

Percentiles exclude unavailable values; they do not convert missing observations to zero.

PeriodPopulationP10P25MedianP75P90
2026-03-311542,337,553.34,482,538.258,158,01924,814,358.7590,127,825.9

Institution drilldown

Highest reported values

  1. #1JPMORGAN CHASE BANK NA1,287,930,000
  2. #2BANK OF AMERICA NA876,814,000
  3. #3WELLS FARGO BANK NA723,812,000
  4. #4CITIBANK NATIONAL ASSN672,350,000
  5. #5BANK OF NEW YORK MELLON300,840,000
  6. #6U S BANK NATIONAL ASSN279,653,453
  7. #7STATE STREET BANK&TRUST CO219,333,000
  8. #8GOLDMAN SACHS BANK USA212,089,000
  9. #9PNC BANK NATIONAL ASSN199,582,702
  10. #10TRUIST BANK180,346,000

Institution drilldown

Lowest reported values

  1. #145COMENITY CAPITAL BANK863,599
  2. #146BEAL BANK USA755,712
  3. #147BANK OF AMERICA CA NA752,000
  4. #148CHARLES SCHWAB PREMIER BK SS725,000
  5. #149CHARLES SCHWAB TRUST BANK505,732
  6. #150OPTUM BANK INC411,000
  7. #151THIRD FS&LA OF CLEVELAND391,192
  8. #152AMERIPRISE BANK FSB366,861
  9. #153TD BANK USA NATIONAL ASSN341,674
  10. #154BMW BANK OF NORTH AMERICA325,565

Institution discovery

Search verified rankings by quarter

154 matched institutions · selected period 2026-03-31

RankInstitutionFDICValuePercentile
#1JPMORGAN CHASE BANK NA6281,287,930,000P100
#2BANK OF AMERICA NA3510876,814,000P99
#3WELLS FARGO BANK NA3511723,812,000P99
#4CITIBANK NATIONAL ASSN7213672,350,000P98
#5BANK OF NEW YORK MELLON639300,840,000P97
#6U S BANK NATIONAL ASSN6548279,653,453P97
#7STATE STREET BANK&TRUST CO14219,333,000P96
#8GOLDMAN SACHS BANK USA33124212,089,000P95
#9PNC BANK NATIONAL ASSN6384199,582,702P95
#10TRUIST BANK9846180,346,000P94
#11FIFTH THIRD BANK NA6672111,528,000P93
#12CAPITAL ONE NATIONAL ASSN4297111,320,000P93
#13TD BANK NATIONAL ASSN18409102,085,157P92
#14BMO BANK NATIONAL ASSN16571101,494,547P92
#15MORGAN STANLEY BANK NA3299294,363,000P91
#16HSBC BANK USA NATIONAL ASSN5789091,397,401P90
#17CITIZENS BANK NATIONAL ASSN5795787,165,484P90
#18MANUFACTURERS&TRADERS TR CO58882,314,000P89
#19KEYBANK NATIONAL ASSN1753479,435,465P88
#20HUNTINGTON NATIONAL BANK656072,295,427P88
#21FIRST-CITIZENS BANK&TRUST CO1106365,440,000P87
#22REGIONS BANK1236852,270,000P86
#23PINNACLE BANK3558349,045,136P86
#24CITY NATIONAL BANK1728146,260,454P85
#25NORTHERN TRUST CO91341,569,267P84
#26UMB BANK NATIONAL ASSN827339,072,545P84
#27MORGAN STANLEY PRIVATE BK NA3422138,916,000P83
#28UBS BANK USA NATIONAL ASSN5756536,519,567P82
#29ZIONS BCORP N A227035,948,842P82
#30CHARLES SCHWAB BANK SSB5745035,434,000P81
#31EAST WEST BANK3162835,249,660P80
#32CIBC BANK USA3330633,806,203P80
#33AMERICAN EXPRESS NB2747133,320,437P79
#34BANCO POPULAR DE PUERTO RICO3496831,741,000P78
#35WESTERN ALLIANCE BANK5751230,354,748P78
#36FIRST HORIZON BANK497727,953,065P77
#37SANTANDER BANK N A2995027,631,901P76
#38DEUTSCHE BANK TR CO AMERICAS62325,776,000P76
#39WEBSTER BANK NATIONAL ASSN1822125,046,683P75
#40OLD NATIONAL BANK383224,117,386P75
#41FROST BANK551022,194,980P74
#42VALLEY NATIONAL BANK939622,001,063P73
#43SOUTHSTATE BANK NA3355521,747,892P73
#44COLUMBIA BANK1726620,931,513P72
#45BOKF NATIONAL ASSN421420,136,700P71
#46FLAGSTAR BANK NATIONAL ASSN3254117,938,099P71
#47ASSOCIATED BANK NA529617,700,561P70
#48ALLY BANK5780316,952,000P69
#49FIRST NB OF PENNSYLVANIA788815,946,718P69
#50BANKUNITED NATIONAL ASSN5897915,646,049P68

Related metrics

Other definitions from the same schedule or domain

Grouped by shared source schedule where derivable, otherwise by the same analytical domain — not a claim of statistical correlation.

Reported values and deterministic derived observations are research inputs, not ratings or predictions. Cohort composition changes over time; use peer reports for a controlled cohort comparison.