Earnings & efficiency · Versioned metric research
Return on assets
Return on assets, derived from ROA. Open official FFIEC instructions ↗
Calculation contract
ROA
Source schedule: Not derivable from this formula
Null policy: abstain if missing
Effective: 2016-01-01 to current
Percentiles describe position, not merit.
P10 through P90 below mark where 1067 banks' reported return on assets values fell for 2026-06-30 — the median (P50) splits that group in half; it is not a target. The trend chart above follows that median quarter to quarter, and the distribution chart traces the full P10–P90 band. A higher or lower reported value is not labeled favorable or unfavorable here — that depends on the metric, the institution's business model, and context this page does not assert.
Accessible line chart
Return on assets — covered-bank median
View chart data as a table
| Period | Value | Revision | Event |
|---|---|---|---|
| 2026-03-31 | 1.217 reported unit | No marker | None |
| 2026-06-30 | 1.247 reported unit | No marker | None |
Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Color is supplemented by shape and labels; reduced-motion users receive no chart animation.
Historical distribution
Return on assets across covered banks
Median with interquartile and P10–P90 ranges across verified observations.
View distribution data as a table
| Period | Population | P10 | P25 | Median | P75 | P90 |
|---|---|---|---|---|---|---|
| 2026-06-30 | 1,067 | 0.57 | 0.93 | 1.25 | 1.61 | 2.06 |
| 2026-03-31 | 1,065 | 0.52 | 0.87 | 1.22 | 1.56 | 1.99 |
Source: FFIEC Call Reports; OptimaYield versioned semantic layer. Population can change with filings, failures, mergers and eligibility. Missing values are excluded, never converted to zero.
Current distribution
Percentile history
Percentiles exclude unavailable values; they do not convert missing observations to zero.
| Period | Population | P10 | P25 | Median | P75 | P90 |
|---|---|---|---|---|---|---|
| 2026-06-30 | 1067 | 0.57 | 0.93 | 1.25 | 1.61 | 2.06 |
| 2026-03-31 | 1065 | 0.52 | 0.87 | 1.22 | 1.56 | 1.99 |
Institution drilldown
Highest reported values
- #1SQUARE FINL SERVICES INC37.85
- #2COMPUTERSHARE TRUST CO NA27.53
- #3U S BANK TRUST CO NA26.13
- #4CREDIT ONE BANK NA25.35
- #5BLACKROCK INSTL TR CO NA18.5
- #6BANK OF NY MELLON TR CO NA15.27
- #7CRESCENT BANK8.34
- #8BEAL BANK USA8.19
- #9COLUMN NATIONAL ASSN8.13
- #10BANK OF STOCKTON6.08
Institution drilldown
Lowest reported values
- #1058BANC OF CALIFORNIA-0.88
- #1059LINCOLN SAVINGS BANK-1.02
- #1060EREBOR BANK N A-1.03
- #1061COASTAL COMMUNITY BANK-1.1
- #1062BLUE FOUNDRY BANK-1.31
- #1063UNION COUNTY SAVINGS BANK-1.45
- #1064SOUTHPOINT BANK-1.71
- #1065ADIRONDACK BANK-2.12
- #1066SMBC MANUBANK-3.56
- #1067BAYFIRST NATIONAL BANK-6.32
Institution discovery
Search verified rankings by quarter
1,067 matched institutions · selected period 2026-06-30
Related metrics
Other definitions from the same schedule or domain
Grouped by shared source schedule where derivable, otherwise by the same analytical domain — not a claim of statistical correlation.
Reported values and deterministic derived observations are research inputs, not ratings or predictions. Cohort composition changes over time; use peer reports for a controlled cohort comparison.